{"category":{"id":"money","name":"Money","description":"Accounts, wallets, cards, payment rails, custody, and spend controls for agents.","pagePath":"/money","markdownPath":"/categories/money.md"},"count":29,"fields":[{"name":"company_slug","type":"string","description":"Stable company slug used in URLs and API lookups.","buyer_reason":"Lets a buyer bookmark, diff, and fetch the same vendor reliably."},{"name":"company_name","type":"string","description":"Vendor name.","buyer_reason":"Names the provider behind the offering."},{"name":"tagline","type":"string","description":"One sentence description of what the company sells.","buyer_reason":"Gives a fast fit check before deeper comparison."},{"name":"company_status","type":"active | acquired | dead","description":"Overall company status.","buyer_reason":"Separates operating vendors from market history."},{"name":"url","type":"url","description":"Primary vendor URL.","buyer_reason":"Provides the next place to verify or start 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onboard when only humans or businesses can.","categories":["money"]}],"rows":[{"company_slug":"agentcard","company_name":"Agentcard","tagline":"Agentcard issues prepaid virtual Visa cards that AI agents can use to pay online with fixed spend limits and human approvals.","company_status":"active","url":"https://www.agentcard.sh/","offering_status":"live","what_you_get":"A virtual Visa card for an AI agent, with a fixed spend limit and human approval required to create cards and authorize charges. Agentcard's docs say it is moving to stablecoin-collateralized cards funded by a per-user USDC wallet.","geographies":[],"acquisition":"self_serve","pricing_summary":null,"pricing_url":null,"integration_api":true,"integration_sdk":false,"integration_mcp":true,"standards":[],"gotchas":[],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://www.agentcard.sh/","https://www.agentcard.sh/companies","https://docs.agentcard.sh/introduction","https://www.ycombinator.com/companies/agentcard"],"offering_type":["card"],"custody_model":null,"partner_bank":null,"fdic_passthrough":null,"rails":["Visa"],"spend_controls":["fixed per-card spend limit","single-use card that closes after first transaction","human approval required to create a card","human approval gate on charges"],"fees":null,"who_can_open":"Individual developers via the agent-cards CLI/MCP integration, and companies issuing cards to their users via the agent-cards-admin API/MCP."},{"company_slug":"allowance","company_name":"Allowance","tagline":"Allowance issues one-time virtual cards with spend limits so AI agents can make purchases without seeing the user's real card number.","company_status":"active","url":"https://useallowance.com/","offering_status":"live","what_you_get":"Users link a personal Visa or Mastercard, and for each agent purchase Allowance issues a one-time virtual card scoped to a spend limit, merchant restriction, and expiration, which the agent uses at checkout instead of the real card.","geographies":["US"],"acquisition":"self_serve","pricing_summary":"Allowance is free to use right now.","pricing_url":null,"integration_api":false,"integration_sdk":false,"integration_mcp":false,"standards":[],"gotchas":["Personal cards only; Chase cards and business cards are not supported","US only","Purchases cannot be reversed once the virtual card is charged","Agent needs browser control to complete checkout"],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://useallowance.com/","https://useallowance.com/faq","https://www.ycombinator.com/companies/allowance","https://www.ycombinator.com/launches/QS4-allowance-virtual-cards-for-ai-agents"],"offering_type":["card"],"custody_model":null,"partner_bank":null,"fdic_passthrough":null,"rails":["Visa","Mastercard"],"spend_controls":["per-transaction spend limit","merchant lock","auto-expiring approval","instant revocation"],"fees":"Free during beta","who_can_open":"Individuals in the US with a personal Visa or Mastercard card; business cards and Chase cards are not supported"},{"company_slug":"basis-theory","company_name":"Basis Theory","tagline":"Basis Theory is a payment tokenization and orchestration platform for agentic checkout, scoped payment access, and checkout proxying.","company_status":"active","url":"https://basistheory.com/","offering_status":"live","what_you_get":"Agent builders and merchants get tokenized payment credentials normalized from existing vaults, scoped real-time access controls, and Browser Proxy support that lets an agent interact with merchant websites or APIs.","geographies":[],"acquisition":"self_serve","pricing_summary":"Starter plan starts at 995 dollars per month for 20000 tokens with a 1MB payload limit and 24 hour log retention, US-only. Scale and Enterprise plans are custom and sales-led.","pricing_url":"https://basistheory.com/pricing","integration_api":true,"integration_sdk":true,"integration_mcp":false,"standards":[],"gotchas":["The agentic commerce page does not name specific standards like AP2 or ACP, and describes its checkout bridging as a proprietary Proxy technology rather than an open protocol.","Targeted mainly at merchants and platforms building agentic checkout, not at individual agent developers looking for a standalone agent wallet."],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://basistheory.com/","https://basistheory.com/solution/agentic-commerce","https://basistheory.com/pricing","https://developers.basistheory.com/","https://pulse2.com/basis-theory-33-million-series-b/"],"offering_type":["rail"],"custody_model":null,"partner_bank":null,"fdic_passthrough":null,"rails":null,"spend_controls":null,"fees":null,"who_can_open":"Merchants and agent/platform builders integrating agentic checkout, via self-serve signup for the Starter plan or sales-led contracts for Scale and Enterprise."},{"company_slug":"circuit-chisel-atxp","company_name":"Circuit & Chisel (ATXP)","tagline":"ATXP gives AI agents an account with an email address, an Ethereum wallet, and starting credits so they can pay for inference and tools on their own.","company_status":"active","url":"https://atxp.ai/","offering_status":"live","what_you_get":"An agent account created via the atxp CLI or SDK gets an Ethereum wallet, 5 dollars in starting credits, and a connection token so the agent can pay for LLM inference and MCP tools without an operator managing API keys or vendor accounts.","geographies":[],"acquisition":"self_serve","pricing_summary":"Free to create an account, with a 5 dollar starting credit balance. No subscription; usage is pay per use, and agents can top up via the fund command.","pricing_url":null,"integration_api":true,"integration_sdk":true,"integration_mcp":true,"standards":[],"gotchas":[],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://atxp.ai/","https://docs.atxp.ai/","https://www.prnewswire.com/news-releases/circuit--chisel-secures-19-2-million-and-launches-atxp-a-web-wide-protocol-for-agentic-payments-302562331.html"],"offering_type":["wallet","rail"],"custody_model":null,"partner_bank":null,"fdic_passthrough":null,"rails":["ATXP","Ethereum"],"spend_controls":null,"fees":null,"who_can_open":"AI agents and their operators/developers, via self-service account creation with no human login required."},{"company_slug":"coinbase-agentkit-x402-agentic-wallets","company_name":"Coinbase (AgentKit / x402 / Agentic Wallets)","tagline":"Coinbase Developer Platform gives AI agents onchain wallets, an open HTTP payment protocol, and a skills library for sending, trading, and earning crypto.","company_status":"active","url":"https://www.coinbase.com/developer-platform/products/agentkit","offering_status":"live","what_you_get":"Agents get a non-custodial wallet secured via MPC and TEEs, with programmable spend controls, that can send, trade, and receive crypto autonomously via the AgentKit skills library or an MCP server.","geographies":[],"acquisition":"self_serve","pricing_summary":null,"pricing_url":null,"integration_api":true,"integration_sdk":true,"integration_mcp":true,"standards":[],"gotchas":["AgentKit is an open-source framework layered on top; the underlying custody is provided by CDP Server Wallets v2.","Also integrates with third-party wallet providers Privy and Viem rather than only Coinbase-custodied wallets."],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://www.coinbase.com/developer-platform/products/agentkit","https://github.com/coinbase/agentkit","https://www.coinbase.com/developer-platform/discover/launches/agentic-wallets","https://docs.cdp.coinbase.com/x402/welcome","https://x402.org/"],"offering_type":["wallet"],"custody_model":"self","partner_bank":null,"fdic_passthrough":null,"rails":["Base","Ethereum","Solana"],"spend_controls":["programmable spend limits"],"fees":null,"who_can_open":null},{"company_slug":"coinbase-agentkit-x402-agentic-wallets","company_name":"Coinbase (AgentKit / x402 / Agentic Wallets)","tagline":"Coinbase Developer Platform gives AI agents onchain wallets, an open HTTP payment protocol, and a skills library for sending, trading, and earning crypto.","company_status":"active","url":"https://www.coinbase.com/developer-platform/products/agentkit","offering_status":"live","what_you_get":"Agents and servers get an open HTTP payment protocol (x402) that lets a client pay for an API or resource in stablecoins directly over an HTTP 402 response, with Coinbase's hosted facilitator handling verification and onchain settlement.","geographies":[],"acquisition":"self_serve","pricing_summary":"Coinbase's hosted x402 facilitator gives a free tier of 1,000 settled payments per month, then charges $0.001 per settled payment.","pricing_url":"https://docs.cdp.coinbase.com/x402/welcome","integration_api":true,"integration_sdk":true,"integration_mcp":false,"standards":[],"gotchas":["x402 is an open, permissionless protocol; using it does not require any Coinbase product, and anyone can run their own facilitator instead of Coinbase's hosted one."],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://www.coinbase.com/developer-platform/products/agentkit","https://github.com/coinbase/agentkit","https://www.coinbase.com/developer-platform/discover/launches/agentic-wallets","https://docs.cdp.coinbase.com/x402/welcome","https://x402.org/"],"offering_type":["rail"],"custody_model":"self","partner_bank":null,"fdic_passthrough":null,"rails":["Base","Polygon","Arbitrum","World","Solana","USDC"],"spend_controls":null,"fees":null,"who_can_open":null},{"company_slug":"coinflow","company_name":"Coinflow","tagline":"Coinflow is stablecoin-based payments infrastructure that lets merchants accept and settle payments instantly, including payments initiated by AI agents via x402.","company_status":"active","url":"https://www.coinflow.cash/","offering_status":"live","what_you_get":"Merchants get payment acceptance and instant USDC settlement across cards, ACH, SEPA, and crypto, plus participation in the x402 open standard and Mastercard's Agent Pay for Machines initiative so they can accept payments initiated by AI agents.","geographies":[],"acquisition":"sales_led","pricing_summary":null,"pricing_url":null,"integration_api":true,"integration_sdk":true,"integration_mcp":false,"standards":["x402"],"gotchas":[],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://www.coinflow.cash/","https://docs.coinflow.cash/","https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html","https://fortune.com/crypto/2025/10/08/stablecoin-coinflow-startup-funding-round-pantera-stripe-payments/"],"offering_type":["rail"],"custody_model":"custodial","partner_bank":null,"fdic_passthrough":null,"rails":["USDC","Visa","Mastercard","ACH","SEPA","Interac"],"spend_controls":null,"fees":null,"who_can_open":"Merchants and platforms (marketplaces, gaming, remittance, fintech, e-commerce, payroll); not a consumer or agent-held wallet product."},{"company_slug":"crossmint","company_name":"Crossmint","tagline":"Crossmint provides wallet, card, and stablecoin payment infrastructure that AI agents can use to hold funds and pay for goods and services.","company_status":"active","url":"https://www.crossmint.com/","offering_status":"live","what_you_get":"Agents get a non-custodial stablecoin wallet with programmable guardrails, virtual card support, and x402 support for agent payments.","geographies":[],"acquisition":"sales_led","pricing_summary":"Wallets are free for the first 1,000 monthly active wallets, then overages start at $0.05 per MAU with volume discounts. Enterprise plans are sales-led with custom pricing.","pricing_url":"https://www.crossmint.com/pricing","integration_api":true,"integration_sdk":true,"integration_mcp":false,"standards":[],"gotchas":[],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://www.crossmint.com/","https://www.crossmint.com/solutions/agentic-payments","https://docs.crossmint.com/solutions/ai-agents/agent-wallets/overview","https://www.crossmint.com/pricing","https://www.crossmint.com/learn/agentic-payments-protocols-compared"],"offering_type":["wallet","card","rail"],"custody_model":"self","partner_bank":null,"fdic_passthrough":null,"rails":["USDC","x402","Visa"],"spend_controls":["spending limits","merchant whitelisting","human approval thresholds"],"fees":null,"who_can_open":"Developers and platforms integrating via API or SDK; agentic payment access is sales-led or request-access."},{"company_slug":"hevn","company_name":"HEVN","tagline":"HEVN gives finance teams and AI agents global business accounts, cards, and payroll payouts with per-agent spend limits and approvals.","company_status":"active","url":"https://gethevn.com/","offering_status":"live","what_you_get":"Companies get named virtual business accounts in the US, UK, EU, and UAE, USD cards, and contractor/vendor payout automation, with an API and CLI that let AI agents run payments and payroll within per-API-key spend limits and approval workflows.","geographies":[],"acquisition":"self_serve","pricing_summary":"$1 per transaction fixed fee, 0.25 to 0.5 percent FX fee, 0 percent stablecoin withdrawal fee, per the pricing comparison table on the company's own site.","pricing_url":null,"integration_api":true,"integration_sdk":true,"integration_mcp":true,"standards":[],"gotchas":["HEVN is a fintech platform, not a bank; underlying accounts are provided by regulated partner institutions that are not named on the public site.","No partner bank, custody model, or FDIC passthrough details are published."],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://gethevn.com/","https://gethevn.com/llm-info","https://hevninc.mintlify.app/","https://www.ycombinator.com/companies/hevn-inc"],"offering_type":["account","card","rail"],"custody_model":null,"partner_bank":null,"fdic_passthrough":null,"rails":["ACH","SEPA","SWIFT","UAEFTS","USDC"],"spend_controls":["per-API-key spend limits","hybrid approval workflows","role-based permissions","isolated agent sub-accounts"],"fees":null,"who_can_open":"Non-US and international companies needing US, UK, EU, or UAE business accounts, including finance teams and their AI agents."},{"company_slug":"meow-technologies","company_name":"Meow Technologies","tagline":"Meow provides business banking and treasury accounts that AI agents can open and operate through an MCP endpoint.","company_status":"active","url":"https://www.meow.com/","offering_status":"live","what_you_get":"AI agents can open a business bank account, query balances, move money over ACH, wire, book transfer, or stablecoin rails, and issue corporate cards with custom spend limits, all through an MCP endpoint at meow.com/mcp.","geographies":[],"acquisition":"self_serve","pricing_summary":"No wire fees, ACH fees, or monthly account fees, and no minimum balance or credit check for corporate cards.","pricing_url":null,"integration_api":true,"integration_sdk":false,"integration_mcp":true,"standards":[],"gotchas":["By default, agents cannot move money unilaterally; transfers require the initiator/approver and permission controls described by Meow."],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://www.meow.com/","https://www.meow.com/mcp","https://thepaypers.com/fintech/news/meow-technologies-rolls-out-agentic-banking-platform-for-ai-agents","https://www.coindesk.com/business/2021/11/08/meow-raises-5m-to-connect-corporate-treasurers-to-crypto-markets"],"offering_type":["account","card"],"custody_model":"custodial","partner_bank":"Cross River Bank and Grasshopper Bank, N.A.; Meow card disclosures also name Cross River Bank and Community Federal Savings Bank depending on product.","fdic_passthrough":true,"rails":["ACH","wire","book transfer","USDC","USDT"],"spend_controls":["custom card spend limits","two-factor authentication","initiator/approver workflows","role-based permissions"],"fees":"No wire fees, ACH fees, or monthly account fees.","who_can_open":"Businesses, including those formed with AI agent guidance through Meow's platform."},{"company_slug":"natural","company_name":"Natural","tagline":"Natural provides API and MCP payment accounts for AI agents, with banking services provided by Column N.A.","company_status":"active","url":"https://www.natural.co/","offering_status":"live","what_you_get":"Agents get payment orchestration for holding, receiving, sending, requesting, and transferring funds.","geographies":[],"acquisition":null,"pricing_summary":null,"pricing_url":null,"integration_api":true,"integration_sdk":false,"integration_mcp":true,"standards":[],"gotchas":[],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://www.natural.co/"],"offering_type":["account","rail"],"custody_model":"custodial","partner_bank":"Column N.A.","fdic_passthrough":true,"rails":null,"spend_controls":null,"fees":null,"who_can_open":null},{"company_slug":"nekuda","company_name":"Nekuda","tagline":"Nekuda gives AI agents a wallet SDK that stores payment credentials and reveals them just-in-time under user-authorized mandates.","company_status":"active","url":"https://nekuda.ai/","offering_status":"live","what_you_get":"Developers get a frontend SDK to securely collect a user's card details into a wallet, plus a backend SDK that lets an agent create spend mandates and retrieve the card as a network token or PAN just-in-time at checkout.","geographies":[],"acquisition":null,"pricing_summary":null,"pricing_url":null,"integration_api":true,"integration_sdk":true,"integration_mcp":false,"standards":[],"gotchas":[],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://nekuda.ai/","https://docs.nekuda.ai/system-overview","https://www.businesswire.com/news/home/20250514808097/en/Nekuda-Raises-$5M-Led-by-Madrona-Together-with-Amex-Ventures-and-Visa-Ventures-to-Power-Agentic-Payments","https://github.com/nekuda-ai"],"offering_type":["wallet"],"custody_model":null,"partner_bank":null,"fdic_passthrough":null,"rails":["Visa","Mastercard"],"spend_controls":["user-authorized mandates specifying product, price, and merchant before card reveal"],"fees":null,"who_can_open":null},{"company_slug":"nevermined","company_name":"Nevermined","tagline":"Nevermined provides payment infrastructure that lets AI agents pay for services and lets merchants bill AI agents.","company_status":"active","url":"https://nevermined.ai/","offering_status":"live","what_you_get":"Agents get a delegated payment credential, backed by a user's Visa card or a crypto wallet, that can autonomously buy articles, datasets, and API responses within budget limits, per-purchase caps, merchant restrictions, and time windows set by the cardholder. Merchants get a settlement layer to bill agents with usage based metering, settled through existing processors like Stripe or via USDC and EURC on Base, Solana, and Polygon.","geographies":[],"acquisition":"self_serve","pricing_summary":null,"pricing_url":null,"integration_api":true,"integration_sdk":true,"integration_mcp":true,"standards":["x402"],"gotchas":[],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://nevermined.ai/","https://nevermined.ai/solutions/","https://www.pymnts.com/news/investment-tracker/2025/nevermined-raises-4-million-to-help-ai-agents-pay-and-get-paid/","https://siliconangle.com/2025/01/09/decentralized-payments-startup-nevermined-raises-4m-unlock-ai-ai-agent-commerce/","https://www.morningstar.com/news/accesswire/1154916msn/nevermined-launches-ai-agent-card-payments-with-x402-opening-a-new-market","https://nevermined.ai/blog/nevermined-unlocks-autonomous-agent-card-payments-with-x402-opening-a-new-market-for-publishers-digital-merchants"],"offering_type":["rail","card"],"custody_model":"hybrid","partner_bank":null,"fdic_passthrough":null,"rails":["Visa","x402","Stripe","USDC","EURC"],"spend_controls":["total 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thresholds.","geographies":[],"acquisition":null,"pricing_summary":null,"pricing_url":null,"integration_api":true,"integration_sdk":true,"integration_mcp":false,"standards":[],"gotchas":[],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://www.paymanai.com/","https://docs.paymanai.com/development/quickstart","https://docs.paymanai.com/sdks/check-balances","https://docs.paymanai.com/resources/prompt"],"offering_type":["wallet"],"custody_model":"custodial","partner_bank":null,"fdic_passthrough":null,"rails":["ACH","USDC"],"spend_controls":["daily spend limit","monthly spend limit","per transaction limit","approval threshold"],"fees":null,"who_can_open":null},{"company_slug":"privy-a-stripe-company","company_name":"Privy (a Stripe company)","tagline":"Privy provisions self-custodial crypto wallets that AI agents can use to transact onchain under programmable policy controls.","company_status":"acquired","url":"https://www.privy.io/ai","offering_status":"live","what_you_get":"Agents get self-custodial server-side wallets provisioned via API, with programmable policies, session keys, and gas subsidization to transact onchain across EVM and Solana chains.","geographies":[],"acquisition":"self_serve","pricing_summary":"Free developer tier includes 50K signatures and $1M transaction volume monthly; paid Scale tiers by monthly active users are $299/month for 500 to 2,499 MAU and $499/month for 2,500 to 9,999 MAU; Enterprise plans use custom per-transaction or per-wallet pricing, quoted as low as $0.001 per signature.","pricing_url":"https://www.privy.io/pricing","integration_api":true,"integration_sdk":true,"integration_mcp":false,"standards":[],"gotchas":[],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://www.privy.io/ai","https://www.privy.io/pricing","https://docs.privy.io/","https://www.coindesk.com/business/2025/06/11/stripe-to-acquire-crypto-wallet-startup-privy-in-bid-to-expand-web3-capabilities","https://www.kucoin.com/news/flash/stripe-acquires-privy-to-strengthen-ai-agent-payment-governance"],"offering_type":["wallet"],"custody_model":"self","partner_bank":null,"fdic_passthrough":null,"rails":null,"spend_controls":["programmable policy engine","session keys","manual approval workflows","role and permission management"],"fees":null,"who_can_open":null},{"company_slug":"rain","company_name":"Rain","tagline":"Rain is a stablecoin payments platform that lets enterprises issue cards, manage digital dollar accounts, and add spend controls for AI agents.","company_status":"active","url":"https://www.rain.xyz/","offering_status":"live","what_you_get":"Businesses can issue scoped virtual cards backed by stablecoin balances to AI agents, with programmatic controls on merchants, amounts, frequency, active card counts, and expiration set before an agent can transact.","geographies":[],"acquisition":"sales_led","pricing_summary":null,"pricing_url":null,"integration_api":true,"integration_sdk":false,"integration_mcp":false,"standards":[],"gotchas":[],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://www.rain.xyz/","https://www.rain.xyz/cards","https://www.rain.xyz/product/virtual-accounts","https://www.rain.xyz/product/payments","https://www.prnewswire.com/news-releases/rain-releases-agent-control-layer-bringing-programmatic-spending-guardrails-to-agentic-payments-302794541.html","https://www.rain.xyz/resources/rain-raises-250m-series-c-to-scale-stablecoin-powered-payments-infrastructure-for-global-enterprises"],"offering_type":["card","rail"],"custody_model":"hybrid","partner_bank":"SSB (Customers Bank), Member FDIC; card issuance via Third National under license from Visa; Rain is a Mastercard Principal Member","fdic_passthrough":null,"rails":null,"spend_controls":["approved merchant category codes","approved merchants","transaction amount limits","frequency limits","active card quantity caps","card expiration settings","approved counterparties","timing restrictions"],"fees":null,"who_can_open":"Enterprises, neobanks, platforms, and AI agent operators building agentic payment or card issuing programs, onboarded via sales."},{"company_slug":"rain","company_name":"Rain","tagline":"Rain is a stablecoin payments platform that lets enterprises issue cards, manage digital dollar accounts, and add spend controls for AI agents.","company_status":"active","url":"https://www.rain.xyz/","offering_status":"live","what_you_get":"Businesses can open USD and MXN virtual accounts with persistent account and routing details that auto-convert deposits between fiat and stablecoins, supporting ACH, Fedwire, and SPEI transfers.","geographies":[],"acquisition":"sales_led","pricing_summary":null,"pricing_url":null,"integration_api":true,"integration_sdk":false,"integration_mcp":false,"standards":[],"gotchas":[],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://www.rain.xyz/","https://www.rain.xyz/cards","https://www.rain.xyz/product/virtual-accounts","https://www.rain.xyz/product/payments","https://www.prnewswire.com/news-releases/rain-releases-agent-control-layer-bringing-programmatic-spending-guardrails-to-agentic-payments-302794541.html","https://www.rain.xyz/resources/rain-raises-250m-series-c-to-scale-stablecoin-powered-payments-infrastructure-for-global-enterprises"],"offering_type":["account"],"custody_model":"hybrid","partner_bank":"SSB (Customers Bank), Member FDIC","fdic_passthrough":true,"rails":["ACH","Fedwire","SPEI"],"spend_controls":null,"fees":null,"who_can_open":"Businesses and their end users, subject to KYC/KYB, sanctions screening, and ongoing AML and transaction monitoring."},{"company_slug":"skyfire","company_name":"Skyfire","tagline":"Skyfire gives agents verified identity and payment credentials that work across the open internet.","company_status":"active","url":"https://skyfire.xyz/","offering_status":"live","what_you_get":"Agents get a wallet that supports checkout with tokenized card transactions and user mandates.","geographies":[],"acquisition":null,"pricing_summary":null,"pricing_url":null,"integration_api":true,"integration_sdk":false,"integration_mcp":false,"standards":["kya"],"gotchas":[],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://skyfire.xyz/","https://docs.skyfire.xyz/"],"offering_type":["wallet","card"],"custody_model":null,"partner_bank":null,"fdic_passthrough":null,"rails":["Visa","Mastercard","Discover","USDC"],"spend_controls":null,"fees":null,"who_can_open":null},{"company_slug":"slash","company_name":"Slash","tagline":"Slash lets AI agents create cards, set spend limits, and move money on a business's Slash account through an MCP server, with human approval required for write actions.","company_status":"active","url":"https://www.slash.com/platform/agents","offering_status":"live","what_you_get":"Agents connect to an existing Slash business account via an MCP server and can create virtual or physical cards with spend limits, move money between accounts, pay invoices, send payments via Slash Pay, and query transaction history through a single API.","geographies":[],"acquisition":"sales_led","pricing_summary":null,"pricing_url":null,"integration_api":true,"integration_sdk":false,"integration_mcp":true,"standards":[],"gotchas":["Requires an existing Slash business banking account; not a standalone product for agents without a Slash account.","Human-in-the-loop approval is required for write operations such as creating cards or sending payments, using read-only API keys that require sign-off before execution.","Card data (PAN and CVV) is encrypted with RSA-OAEP so the agent only ever sees tokenized, encrypted data, not raw card numbers.","No public self-serve pricing is listed for the agent platform; signup goes through a sales inquiry."],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://www.slash.com/platform/agents","https://www.slash.com/blog/now-live-connect-your-ai-agent-to-slash","https://www.businesswire.com/news/home/20260415566517/en/Slash-Achieves-Unicorn-Status-Following-$100m-Series-C-Fundraise"],"offering_type":["account","card"],"custody_model":"custodial","partner_bank":"Column N.A., Member FDIC","fdic_passthrough":null,"rails":null,"spend_controls":["per-card daily, monthly, or lifetime limits","merchant locks","human approval required before write actions execute"],"fees":null,"who_can_open":"Existing Slash business banking customers connecting an MCP-compatible agent (Claude, GPT, Cursor, or custom agents) to their account."},{"company_slug":"stripe-agentic-commerce-suite-issuing-for-agents-acp","company_name":"Stripe (Agentic Commerce Suite)","tagline":"Stripe lets agents pay with scoped payment tokens or issued virtual cards, and lets merchants accept agent-initiated checkout through the Agentic Commerce Protocol.","company_status":"active","url":"https://stripe.com/use-cases/agentic-commerce","offering_status":"live","what_you_get":"Businesses issue virtual cards to agents through Stripe Issuing, with per-agent spend limits, merchant category controls, and real-time authorization webhooks before a charge clears.","geographies":["US"],"acquisition":null,"pricing_summary":null,"pricing_url":null,"integration_api":true,"integration_sdk":false,"integration_mcp":false,"standards":[],"gotchas":[],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://stripe.com/use-cases/agentic-commerce","https://docs.stripe.com/issuing/agents","https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens","https://stripe.com/blog/giving-agents-the-ability-to-pay","https://stripe.com/blog/developing-an-open-standard-for-agentic-commerce","https://stripe.com/newsroom/news/stripe-openai-instant-checkout"],"offering_type":["card","rail"],"custody_model":null,"partner_bank":null,"fdic_passthrough":null,"rails":["Visa"],"spend_controls":["amount limits","interval limits (daily/weekly/monthly)","allowed merchant categories","real-time authorization approve/decline via webhook"],"fees":null,"who_can_open":null},{"company_slug":"stripe-agentic-commerce-suite-issuing-for-agents-acp","company_name":"Stripe (Agentic Commerce Suite)","tagline":"Stripe lets agents pay with scoped payment tokens or issued virtual cards, and lets merchants accept agent-initiated checkout through the Agentic Commerce Protocol.","company_status":"active","url":"https://stripe.com/use-cases/agentic-commerce","offering_status":"live","what_you_get":"Consumers can grant an AI agent scoped access to their Stripe Link wallet, so the agent receives a one-time-use card or a Shared Payment Token capped by amount, merchant, and expiry instead of raw card details, and a Link user approves each request before the credential is shared.","geographies":["US"],"acquisition":"self_serve","pricing_summary":null,"pricing_url":null,"integration_api":true,"integration_sdk":false,"integration_mcp":false,"standards":[],"gotchas":[],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://stripe.com/use-cases/agentic-commerce","https://docs.stripe.com/issuing/agents","https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens","https://stripe.com/blog/giving-agents-the-ability-to-pay","https://stripe.com/blog/developing-an-open-standard-for-agentic-commerce","https://stripe.com/newsroom/news/stripe-openai-instant-checkout"],"offering_type":["wallet","card"],"custody_model":null,"partner_bank":null,"fdic_passthrough":null,"rails":null,"spend_controls":["single-merchant scope","amount cap","time-bounded expiry","per-request user approval"],"fees":null,"who_can_open":"Consumers with a Stripe Link wallet (200 million+ Link users), used by developers building agent apps"},{"company_slug":"stripe-agentic-commerce-suite-issuing-for-agents-acp","company_name":"Stripe (Agentic Commerce Suite)","tagline":"Stripe lets agents pay with scoped payment tokens or issued virtual cards, and lets merchants accept agent-initiated checkout through the Agentic Commerce Protocol.","company_status":"active","url":"https://stripe.com/use-cases/agentic-commerce","offering_status":"live","what_you_get":"Merchants that already process payments with Stripe can accept agent-initiated purchases from AI shopping agents like ChatGPT by implementing the Agentic Commerce Protocol, an open-source Apache 2.0 standard Stripe co-developed with OpenAI, in as little as one line of code added to an existing integration.","geographies":["US"],"acquisition":null,"pricing_summary":null,"pricing_url":null,"integration_api":true,"integration_sdk":false,"integration_mcp":false,"standards":["acp"],"gotchas":[],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://stripe.com/use-cases/agentic-commerce","https://docs.stripe.com/issuing/agents","https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens","https://stripe.com/blog/giving-agents-the-ability-to-pay","https://stripe.com/blog/developing-an-open-standard-for-agentic-commerce","https://stripe.com/newsroom/news/stripe-openai-instant-checkout"],"offering_type":["rail"],"custody_model":null,"partner_bank":null,"fdic_passthrough":null,"rails":["Agentic Commerce Protocol (ACP)"],"spend_controls":null,"fees":null,"who_can_open":null},{"company_slug":"t54-labs","company_name":"T54 Labs","tagline":"T54 Labs verifies agent identity and underwrites agent credit for x402 and crypto-network payments.","company_status":"active","url":"https://www.t54.ai/","offering_status":"live","what_you_get":"Agents get a credit line called Claw Credit, underwritten by T54's risk engine, so they can pay for compute and x402 services without holding private keys or fully prefunding costs, plus x402-secure, an open-source SDK and proxy that adds identity checks and risk controls to x402 payments.","geographies":[],"acquisition":null,"pricing_summary":null,"pricing_url":null,"integration_api":true,"integration_sdk":true,"integration_mcp":false,"standards":[],"gotchas":[],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://www.t54.ai/","https://www.t54.ai/blog/t54-labs-raises-5m-seed-round","https://www.forbes.com/sites/boazsobrado/2026/06/22/the-entire-society-is-a-trust-business-the-startup-ripple-backed/"],"offering_type":["rail"],"custody_model":"custodial","partner_bank":null,"fdic_passthrough":null,"rails":["XRPL","Solana","Base","x402"],"spend_controls":["real-time risk scoring before transaction settlement"],"fees":null,"who_can_open":null},{"company_slug":"turnkey","company_name":"Turnkey","tagline":"Turnkey provides non-custodial wallet infrastructure that lets AI agents hold keys and sign onchain transactions under policy controls.","company_status":"active","url":"https://www.turnkey.com/solutions/ai-agents","offering_status":"live","what_you_get":"Agents get a non-custodial wallet where private keys stay isolated in Turnkey's secure enclaves, and the agent authenticates via API key and receives signatures only, with policy controls that can scope agents to approved contracts, enforce spending limits, and require human approval for high-value transactions.","geographies":[],"acquisition":"self_serve","pricing_summary":"Free tier includes up to 100 wallets and 25 signatures per month. Pay as you go is $0.10 per signature with up to 1,000 free wallets. Pro is $99 per month minimum with signatures at $0.05 and up to 2,000 free wallets. Enterprise is custom priced with signatures as low as $0.0015 and unlimited wallets.","pricing_url":"https://www.turnkey.com/pricing","integration_api":true,"integration_sdk":true,"integration_mcp":false,"standards":[],"gotchas":[],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://www.turnkey.com/solutions/ai-agents","https://docs.turnkey.com/solutions/company-wallets/agentic-wallets","https://www.turnkey.com/pricing","https://www.coindesk.com/business/2026/05/06/turnkey-raises-usd12-5-million-in-round-backed-by-circle-ventures-and-sequoia-capital"],"offering_type":["wallet"],"custody_model":"self","partner_bank":null,"fdic_passthrough":null,"rails":["EVM","SVM"],"spend_controls":["wallet and account scoping","destination allowlists","per-signing spending caps","smart contract function selector and ABI-based restrictions","human-agent consensus approval for high-value actions"],"fees":null,"who_can_open":"Development teams building trading bots, payment platforms, multi-agent systems, and DeFi applications that need agents to hold and move crypto assets."},{"company_slug":"catena-labs","company_name":"Catena Labs","tagline":"Catena is a governance and banking platform that lets AI agents open accounts and make payments within human-set policies.","company_status":"active","url":"https://catena.com/","offering_status":"beta","what_you_get":"Agents get an account that can send and receive payments by card, ACH, wire, or stablecoin, under policies and approvals set by a human.","geographies":[],"acquisition":null,"pricing_summary":null,"pricing_url":null,"integration_api":true,"integration_sdk":false,"integration_mcp":true,"standards":[],"gotchas":["Catena is not itself a bank; USD accounts are held and operated by Bridge and its partner Lead Bank, per Catena's terms of service.","Catena has applied for a national trust bank charter from the OCC, which was still pending as of May 20, 2026."],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://catena.com/","https://catena.com/blog/the-a-commerce-stack-building-the-financial-capabilities-for-ai-agents","https://catena.com/legal/tos","https://fortune.com/2026/05/20/catena-labs-series-a-sean-neville-ai-native-bank/"],"offering_type":["account","card"],"custody_model":"custodial","partner_bank":"Bridge, via partner Lead Bank","fdic_passthrough":null,"rails":["card","ACH","wire","stablecoin"],"spend_controls":["deterministic policies","human approvals","audit trails"],"fees":null,"who_can_open":null},{"company_slug":"locus-natural-locus","company_name":"Locus","tagline":"Locus gives AI agents a USDC wallet on Base with spending limits and permissions that developers set and that are enforced on every transaction.","company_status":"active","url":"https://paywithlocus.com/","offering_status":"beta","what_you_get":"Agents get a non-custodial smart wallet on Base funded with USDC, with developer-defined spending limits, per-transaction budgets, approval thresholds, and vendor allowlists enforced on every transaction, plus a checkout SDK that settles sale proceeds into the wallet and pay-per-use access to third-party APIs from the same balance.","geographies":[],"acquisition":"waitlist","pricing_summary":null,"pricing_url":null,"integration_api":true,"integration_sdk":true,"integration_mcp":false,"standards":[],"gotchas":["Product access is through the beta site.","No public fee schedule for wallet funding or settlement was found."],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://paywithlocus.com/","https://www.ycombinator.com/companies/locus","https://www.ycombinator.com/launches/Oj6-locus-payment-infrastructure-for-ai-agents","https://www.ycombinator.com/launches/Qqk-locus-founder"],"offering_type":["wallet"],"custody_model":"self","partner_bank":null,"fdic_passthrough":null,"rails":["USDC","Base"],"spend_controls":["per-transaction budgets","spending limits","approval thresholds","vendor allowlists"],"fees":null,"who_can_open":"Developers building AI agents, via beta sign-up"},{"company_slug":"ramp","company_name":"Ramp","tagline":"Ramp issues virtual cards for AI agents with programmable spend controls built on Visa Intelligent Commerce.","company_status":"active","url":"https://agents.ramp.com/cards","offering_status":"beta","what_you_get":"Agents get virtual cards with tokenized, per-transaction credentials, plus configurable limits on amount, merchant, velocity, time window, and expiration, so a human sponsor can authorize agent spending without exposing raw card data.","geographies":[],"acquisition":null,"pricing_summary":null,"pricing_url":null,"integration_api":true,"integration_sdk":false,"integration_mcp":true,"standards":[],"gotchas":["Agent Cards were described as early access at launch; general availability, pricing, and eligibility requirements were not disclosed in the sources reviewed."],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://agents.ramp.com/cards","https://agents.ramp.com/","https://ramp.com/blog/virtual-cards-for-ai-agents","https://stabledash.com/news/2026-03-11-ramp-launches-agent-cards-to-enable-secure-autonomous-ai-spending"],"offering_type":["card"],"custody_model":null,"partner_bank":null,"fdic_passthrough":null,"rails":["Visa"],"spend_controls":["per_transaction_limit","merchant_restriction","velocity_limit","time_bound_expiration","geofencing"],"fees":null,"who_can_open":null},{"company_slug":"payos","company_name":"PayOS","tagline":"PayOS provides card-native payments infrastructure that lets AI agents vault cards, checkout, and manage billing through tokenized transactions.","company_status":"active","url":"https://payos.ai/","offering_status":"waitlist","what_you_get":"Agents get a wallet that vaults a user's card once and uses network-issued agentic tokens (Mastercard Agentic Tokens, Visa Intelligent Commerce) to checkout, send and receive payments, and handle recurring billing across a processor-agnostic platform.","geographies":[],"acquisition":"waitlist","pricing_summary":null,"pricing_url":null,"integration_api":true,"integration_sdk":false,"integration_mcp":false,"standards":[],"gotchas":[],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://www.pymnts.com/artificial-intelligence-2/2025/payos-mastercard-complete-first-ai-payment/","https://www.globenewswire.com/news-release/2025/04/30/3071744/0/en/PayOS-Teams-Up-with-Mastercard-and-Visa-Intelligent-Commerce-Emerges-From-Stealth-to-Power-AI-Driven-Payments.html"],"offering_type":["wallet","card"],"custody_model":null,"partner_bank":null,"fdic_passthrough":null,"rails":["Mastercard","Visa"],"spend_controls":null,"fees":null,"who_can_open":null},{"company_slug":"chimoney","company_name":"Chimoney","tagline":"Chimoney was a cross-border payment infrastructure company that added agent wallets and DID-based agent passports before shutting down in 2026.","company_status":"dead","url":"https://chimoney.io/","offering_status":"dead","what_you_get":"Agents got a multi-currency Interledger based wallet with policy-based spend controls, supporting bank transfers, mobile money, and stablecoins across 130+ countries.","geographies":["130+ countries"],"acquisition":null,"pricing_summary":null,"pricing_url":null,"integration_api":true,"integration_sdk":true,"integration_mcp":false,"standards":[],"gotchas":[],"last_checked":"2026-07-05","freshness_days":1,"sources":["https://chimoney.io/","https://chimoney.io/products/ai-agent-wallets/","https://chimoney.io/developers-api/","https://chimoney.io/intro-learning-and-tips/ai-agent-payment-api/","https://chimoney.io/about-chimoney/","https://techcabal.com/2026/05/13/chimoney-shutdown-lack-of-capital/","https://weetracker.com/2026/05/12/chimoney-shuts-down-cross-border-api/"],"offering_type":["wallet"],"custody_model":null,"partner_bank":null,"fdic_passthrough":null,"rails":["bank transfer","mobile money","USDC","USDT","Interledger"],"spend_controls":["daily spending caps","per-transaction limits","approval workflows for transactions above a threshold"],"fees":null,"who_can_open":null}]}