{"company":{"id":"allowance","name":"Allowance","url":"https://useallowance.com/","tagline":"Allowance issues one-time virtual cards with spend limits so AI agents can make purchases without seeing the user's real card number.","status":"active","founded":2026,"hq_country":"US","docs_url":"https://useallowance.com/faq","sources":["https://useallowance.com/","https://useallowance.com/faq","https://www.ycombinator.com/companies/allowance","https://www.ycombinator.com/launches/QS4-allowance-virtual-cards-for-ai-agents"],"last_checked":"2026-07-05","added_at":"2026-07-05","updated_at":"2026-07-05","offerings":[{"what_you_get":"Users link a personal Visa or Mastercard, and for each agent purchase Allowance issues a one-time virtual card scoped to a spend limit, merchant restriction, and expiration, which the agent uses at checkout instead of the real card.","status":"live","geographies":["US"],"acquisition":"self_serve","pricing":{"summary":"Allowance is free to use right now."},"gotchas":["Personal cards only; Chase cards and business cards are not supported","US only","Purchases cannot be reversed once the virtual card is charged","Agent needs browser control to complete checkout"],"category":"money","details":{"offering_type":["card"],"rails":["Visa","Mastercard"],"spend_controls":["per-transaction spend limit","merchant lock","auto-expiring approval","instant revocation"],"fees":"Free during beta","who_can_open":"Individuals in the US with a personal Visa or Mastercard card; business cards and Chase cards are not supported"},"standard_details":[]}],"slug":"allowance","categories":["money"],"freshness_days":1}}