{"company":{"id":"catena-labs","name":"Catena Labs","url":"https://catena.com/","tagline":"Catena is a governance and banking platform that lets AI agents open accounts and make payments within human-set policies.","status":"active","founded":2025,"funding":"Raised $18M Series Seed in 2025 and $30M Series A in May 2026, led by Acrew Capital and a16z crypto.","sources":["https://catena.com/","https://catena.com/blog/the-a-commerce-stack-building-the-financial-capabilities-for-ai-agents","https://catena.com/legal/tos","https://fortune.com/2026/05/20/catena-labs-series-a-sean-neville-ai-native-bank/"],"last_checked":"2026-07-05","added_at":"2026-07-05","updated_at":"2026-07-05","offerings":[{"what_you_get":"Agents get an account that can send and receive payments by card, ACH, wire, or stablecoin, under policies and approvals set by a human.","status":"beta","integration":{"api":true,"mcp":true},"gotchas":["Catena is not itself a bank; USD accounts are held and operated by Bridge and its partner Lead Bank, per Catena's terms of service.","Catena has applied for a national trust bank charter from the OCC, which was still pending as of May 20, 2026."],"category":"money","details":{"offering_type":["account","card"],"custody_model":"custodial","partner_bank":"Bridge, via partner Lead Bank","rails":["card","ACH","wire","stablecoin"],"spend_controls":["deterministic policies","human approvals","audit trails"]},"standard_details":[]}],"slug":"catena-labs","categories":["money"],"freshness_days":1}}