{"company":{"id":"locus-natural-locus","name":"Locus","aliases":["Natural Locus","Pay With Locus"],"url":"https://paywithlocus.com/","tagline":"Locus gives AI agents a USDC wallet on Base with spending limits and permissions that developers set and that are enforced on every transaction.","status":"active","founded":2025,"docs_url":"https://docs.paywithlocus.com/","sources":["https://paywithlocus.com/","https://www.ycombinator.com/companies/locus","https://www.ycombinator.com/launches/Oj6-locus-payment-infrastructure-for-ai-agents","https://www.ycombinator.com/launches/Qqk-locus-founder"],"last_checked":"2026-07-05","added_at":"2026-07-05","updated_at":"2026-07-05","editorial":"Y Combinator Fall 2025 company, two-person team as of launch. Product is available through beta.paywithlocus.com, and the public site says Build with Locus, Checkout with Locus, and the API catalog are live on the beta.","offerings":[{"what_you_get":"Agents get a non-custodial smart wallet on Base funded with USDC, with developer-defined spending limits, per-transaction budgets, approval thresholds, and vendor allowlists enforced on every transaction, plus a checkout SDK that settles sale proceeds into the wallet and pay-per-use access to third-party APIs from the same balance.","status":"beta","acquisition":"waitlist","integration":{"api":true,"sdk":true},"gotchas":["Product access is through the beta site.","No public fee schedule for wallet funding or settlement was found."],"category":"money","details":{"offering_type":["wallet"],"custody_model":"self","rails":["USDC","Base"],"spend_controls":["per-transaction budgets","spending limits","approval thresholds","vendor allowlists"],"who_can_open":"Developers building AI agents, via beta sign-up"},"standard_details":[]}],"slug":"locus-natural-locus","categories":["money"],"freshness_days":1}}