---
title: "Money"
category: "money"
count: 29
---

# Money

Accounts, wallets, cards, payment rails, custody, and spend controls for agents.

Offerings: 29

| Company | Status | What you get | offering_type | custody_model | partner_bank | fdic_passthrough | rails | spend_controls | fees | who_can_open | Last checked |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [Agentcard](/companies/agentcard) | live | A virtual Visa card for an AI agent, with a fixed spend limit and human approval required to create cards and authorize charges. Agentcard's docs say it is moving to stablecoin-collateralized cards funded by a per-user USDC wallet. | card | not published | not published | not published | Visa | fixed per-card spend limit, single-use card that closes after first transaction, human approval required to create a card, human approval gate on charges | not published | Individual developers via the agent-cards CLI/MCP integration, and companies issuing cards to their users via the agent-cards-admin API/MCP. | 2026-07-05 |
| [Allowance](/companies/allowance) | live | Users link a personal Visa or Mastercard, and for each agent purchase Allowance issues a one-time virtual card scoped to a spend limit, merchant restriction, and expiration, which the agent uses at checkout instead of the real card. | card | not published | not published | not published | Visa, Mastercard | per-transaction spend limit, merchant lock, auto-expiring approval, instant revocation | Free during beta | Individuals in the US with a personal Visa or Mastercard card; business cards and Chase cards are not supported | 2026-07-05 |
| [Basis Theory](/companies/basis-theory) | live | Agent builders and merchants get tokenized payment credentials normalized from existing vaults, scoped real-time access controls, and Browser Proxy support that lets an agent interact with merchant websites or APIs. | rail | not published | not published | not published | not published | not published | not published | Merchants and agent/platform builders integrating agentic checkout, via self-serve signup for the Starter plan or sales-led contracts for Scale and Enterprise. | 2026-07-05 |
| [Circuit & Chisel (ATXP)](/companies/circuit-chisel-atxp) | live | An agent account created via the atxp CLI or SDK gets an Ethereum wallet, 5 dollars in starting credits, and a connection token so the agent can pay for LLM inference and MCP tools without an operator managing API keys or vendor accounts. | wallet, rail | not published | not published | not published | ATXP, Ethereum | not published | not published | AI agents and their operators/developers, via self-service account creation with no human login required. | 2026-07-05 |
| [Coinbase (AgentKit / x402 / Agentic Wallets)](/companies/coinbase-agentkit-x402-agentic-wallets) | live | Agents get a non-custodial wallet secured via MPC and TEEs, with programmable spend controls, that can send, trade, and receive crypto autonomously via the AgentKit skills library or an MCP server. | wallet | self | not published | not published | Base, Ethereum, Solana | programmable spend limits | not published | not published | 2026-07-05 |
| [Coinbase (AgentKit / x402 / Agentic Wallets)](/companies/coinbase-agentkit-x402-agentic-wallets) | live | Agents and servers get an open HTTP payment protocol (x402) that lets a client pay for an API or resource in stablecoins directly over an HTTP 402 response, with Coinbase's hosted facilitator handling verification and onchain settlement. | rail | self | not published | not published | Base, Polygon, Arbitrum, World, Solana, USDC | not published | not published | not published | 2026-07-05 |
| [Coinflow](/companies/coinflow) | live | Merchants get payment acceptance and instant USDC settlement across cards, ACH, SEPA, and crypto, plus participation in the x402 open standard and Mastercard's Agent Pay for Machines initiative so they can accept payments initiated by AI agents. | rail | custodial | not published | not published | USDC, Visa, Mastercard, ACH, SEPA, Interac | not published | not published | Merchants and platforms (marketplaces, gaming, remittance, fintech, e-commerce, payroll); not a consumer or agent-held wallet product. | 2026-07-05 |
| [Crossmint](/companies/crossmint) | live | Agents get a non-custodial stablecoin wallet with programmable guardrails, virtual card support, and x402 support for agent payments. | wallet, card, rail | self | not published | not published | USDC, x402, Visa | spending limits, merchant whitelisting, human approval thresholds | not published | Developers and platforms integrating via API or SDK; agentic payment access is sales-led or request-access. | 2026-07-05 |
| [HEVN](/companies/hevn) | live | Companies get named virtual business accounts in the US, UK, EU, and UAE, USD cards, and contractor/vendor payout automation, with an API and CLI that let AI agents run payments and payroll within per-API-key spend limits and approval workflows. | account, card, rail | not published | not published | not published | ACH, SEPA, SWIFT, UAEFTS, USDC | per-API-key spend limits, hybrid approval workflows, role-based permissions, isolated agent sub-accounts | not published | Non-US and international companies needing US, UK, EU, or UAE business accounts, including finance teams and their AI agents. | 2026-07-05 |
| [Meow Technologies](/companies/meow-technologies) | live | AI agents can open a business bank account, query balances, move money over ACH, wire, book transfer, or stablecoin rails, and issue corporate cards with custom spend limits, all through an MCP endpoint at meow.com/mcp. | account, card | custodial | Cross River Bank and Grasshopper Bank, N.A.; Meow card disclosures also name Cross River Bank and Community Federal Savings Bank depending on product. | yes | ACH, wire, book transfer, USDC, USDT | custom card spend limits, two-factor authentication, initiator/approver workflows, role-based permissions | No wire fees, ACH fees, or monthly account fees. | Businesses, including those formed with AI agent guidance through Meow's platform. | 2026-07-05 |
| [Natural](/companies/natural) | live | Agents get payment orchestration for holding, receiving, sending, requesting, and transferring funds. | account, rail | custodial | Column N.A. | yes | not published | not published | not published | not published | 2026-07-05 |
| [Nekuda](/companies/nekuda) | live | Developers get a frontend SDK to securely collect a user's card details into a wallet, plus a backend SDK that lets an agent create spend mandates and retrieve the card as a network token or PAN just-in-time at checkout. | wallet | not published | not published | not published | Visa, Mastercard | user-authorized mandates specifying product, price, and merchant before card reveal | not published | not published | 2026-07-05 |
| [Nevermined](/companies/nevermined) | live | Agents get a delegated payment credential, backed by a user's Visa card or a crypto wallet, that can autonomously buy articles, datasets, and API responses within budget limits, per-purchase caps, merchant restrictions, and time windows set by the cardholder. Merchants get a settlement layer to bill agents with usage based metering, settled through existing processors like Stripe or via USDC and EURC on Base, Solana, and Polygon. | rail, card | hybrid | not published | not published | Visa, x402, Stripe, USDC, EURC | total budget limits, per-purchase caps, merchant restrictions, time-based validity windows | not published | Users with a Visa card who delegate spending authority to an agent, and merchants or API providers with existing payment infrastructure. | 2026-07-05 |
| [Payman](/companies/payman) | live | An agent gets a funded wallet (USD via ACH, USDC on-chain, or a test wallet) that it can use to pay humans or businesses, governed by a policy that sets spend limits and approval thresholds. | wallet | custodial | not published | not published | ACH, USDC | daily spend limit, monthly spend limit, per transaction limit, approval threshold | not published | not published | 2026-07-05 |
| [Privy (a Stripe company)](/companies/privy-a-stripe-company) | live | Agents get self-custodial server-side wallets provisioned via API, with programmable policies, session keys, and gas subsidization to transact onchain across EVM and Solana chains. | wallet | self | not published | not published | not published | programmable policy engine, session keys, manual approval workflows, role and permission management | not published | not published | 2026-07-05 |
| [Rain](/companies/rain) | live | Businesses can issue scoped virtual cards backed by stablecoin balances to AI agents, with programmatic controls on merchants, amounts, frequency, active card counts, and expiration set before an agent can transact. | card, rail | hybrid | SSB (Customers Bank), Member FDIC; card issuance via Third National under license from Visa; Rain is a Mastercard Principal Member | not published | not published | approved merchant category codes, approved merchants, transaction amount limits, frequency limits, active card quantity caps, card expiration settings, approved counterparties, timing restrictions | not published | Enterprises, neobanks, platforms, and AI agent operators building agentic payment or card issuing programs, onboarded via sales. | 2026-07-05 |
| [Rain](/companies/rain) | live | Businesses can open USD and MXN virtual accounts with persistent account and routing details that auto-convert deposits between fiat and stablecoins, supporting ACH, Fedwire, and SPEI transfers. | account | hybrid | SSB (Customers Bank), Member FDIC | yes | ACH, Fedwire, SPEI | not published | not published | Businesses and their end users, subject to KYC/KYB, sanctions screening, and ongoing AML and transaction monitoring. | 2026-07-05 |
| [Skyfire](/companies/skyfire) | live | Agents get a wallet that supports checkout with tokenized card transactions and user mandates. | wallet, card | not published | not published | not published | Visa, Mastercard, Discover, USDC | not published | not published | not published | 2026-07-05 |
| [Slash](/companies/slash) | live | Agents connect to an existing Slash business account via an MCP server and can create virtual or physical cards with spend limits, move money between accounts, pay invoices, send payments via Slash Pay, and query transaction history through a single API. | account, card | custodial | Column N.A., Member FDIC | not published | not published | per-card daily, monthly, or lifetime limits, merchant locks, human approval required before write actions execute | not published | Existing Slash business banking customers connecting an MCP-compatible agent (Claude, GPT, Cursor, or custom agents) to their account. | 2026-07-05 |
| [Stripe (Agentic Commerce Suite)](/companies/stripe-agentic-commerce-suite-issuing-for-agents-acp) | live | Businesses issue virtual cards to agents through Stripe Issuing, with per-agent spend limits, merchant category controls, and real-time authorization webhooks before a charge clears. | card, rail | not published | not published | not published | Visa | amount limits, interval limits (daily/weekly/monthly), allowed merchant categories, real-time authorization approve/decline via webhook | not published | not published | 2026-07-05 |
| [Stripe (Agentic Commerce Suite)](/companies/stripe-agentic-commerce-suite-issuing-for-agents-acp) | live | Consumers can grant an AI agent scoped access to their Stripe Link wallet, so the agent receives a one-time-use card or a Shared Payment Token capped by amount, merchant, and expiry instead of raw card details, and a Link user approves each request before the credential is shared. | wallet, card | not published | not published | not published | not published | single-merchant scope, amount cap, time-bounded expiry, per-request user approval | not published | Consumers with a Stripe Link wallet (200 million+ Link users), used by developers building agent apps | 2026-07-05 |
| [Stripe (Agentic Commerce Suite)](/companies/stripe-agentic-commerce-suite-issuing-for-agents-acp) | live | Merchants that already process payments with Stripe can accept agent-initiated purchases from AI shopping agents like ChatGPT by implementing the Agentic Commerce Protocol, an open-source Apache 2.0 standard Stripe co-developed with OpenAI, in as little as one line of code added to an existing integration. | rail | not published | not published | not published | Agentic Commerce Protocol (ACP) | not published | not published | not published | 2026-07-05 |
| [T54 Labs](/companies/t54-labs) | live | Agents get a credit line called Claw Credit, underwritten by T54's risk engine, so they can pay for compute and x402 services without holding private keys or fully prefunding costs, plus x402-secure, an open-source SDK and proxy that adds identity checks and risk controls to x402 payments. | rail | custodial | not published | not published | XRPL, Solana, Base, x402 | real-time risk scoring before transaction settlement | not published | not published | 2026-07-05 |
| [Turnkey](/companies/turnkey) | live | Agents get a non-custodial wallet where private keys stay isolated in Turnkey's secure enclaves, and the agent authenticates via API key and receives signatures only, with policy controls that can scope agents to approved contracts, enforce spending limits, and require human approval for high-value transactions. | wallet | self | not published | not published | EVM, SVM | wallet and account scoping, destination allowlists, per-signing spending caps, smart contract function selector and ABI-based restrictions, human-agent consensus approval for high-value actions | not published | Development teams building trading bots, payment platforms, multi-agent systems, and DeFi applications that need agents to hold and move crypto assets. | 2026-07-05 |
| [Catena Labs](/companies/catena-labs) | beta | Agents get an account that can send and receive payments by card, ACH, wire, or stablecoin, under policies and approvals set by a human. | account, card | custodial | Bridge, via partner Lead Bank | not published | card, ACH, wire, stablecoin | deterministic policies, human approvals, audit trails | not published | not published | 2026-07-05 |
| [Locus](/companies/locus-natural-locus) | beta | Agents get a non-custodial smart wallet on Base funded with USDC, with developer-defined spending limits, per-transaction budgets, approval thresholds, and vendor allowlists enforced on every transaction, plus a checkout SDK that settles sale proceeds into the wallet and pay-per-use access to third-party APIs from the same balance. | wallet | self | not published | not published | USDC, Base | per-transaction budgets, spending limits, approval thresholds, vendor allowlists | not published | Developers building AI agents, via beta sign-up | 2026-07-05 |
| [Ramp](/companies/ramp) | beta | Agents get virtual cards with tokenized, per-transaction credentials, plus configurable limits on amount, merchant, velocity, time window, and expiration, so a human sponsor can authorize agent spending without exposing raw card data. | card | not published | not published | not published | Visa | per_transaction_limit, merchant_restriction, velocity_limit, time_bound_expiration, geofencing | not published | not published | 2026-07-05 |
| [PayOS](/companies/payos) | waitlist | Agents get a wallet that vaults a user's card once and uses network-issued agentic tokens (Mastercard Agentic Tokens, Visa Intelligent Commerce) to checkout, send and receive payments, and handle recurring billing across a processor-agnostic platform. | wallet, card | not published | not published | not published | Mastercard, Visa | not published | not published | not published | 2026-07-05 |
| [Chimoney](/companies/chimoney) | dead | Agents got a multi-currency Interledger based wallet with policy-based spend controls, supporting bank transfers, mobile money, and stablecoins across 130+ countries. | wallet | not published | not published | not published | bank transfer, mobile money, USDC, USDT, Interledger | daily spending caps, per-transaction limits, approval workflows for transactions above a threshold | not published | not published | 2026-07-05 |