---
title: "Basis Theory"
slug: "basis-theory"
status: "active"
last_checked: "2026-07-05"
categories:
  - "money"
---

# Basis Theory

Basis Theory is a payment tokenization and orchestration platform for agentic checkout, scoped payment access, and checkout proxying.

- Status: active
- URL: https://basistheory.com/
- Last checked: 2026-07-05
- Freshness: 1 days
- Founded: 2020
- Funding: Raised a $33M Series B in October 2025 led by Costanoa Ventures, with Stage 2 Capital, Moneta VC, Bessemer Venture Partners, Kindred Ventures, Box Group, and Offline Ventures participating.


## Editorial

Basis Theory is primarily a payment tokenization and orchestration vault for merchants, not an agent-first company. Its agentic commerce solution layers virtual card issuance and scoped credentials for agents on top of that existing vault infrastructure, and it leads a multi-company Agentic Commerce Consortium on payment standards.

## Offerings

### Money

- Offering status: live
- What you get: Agent builders and merchants get tokenized payment credentials normalized from existing vaults, scoped real-time access controls, and Browser Proxy support that lets an agent interact with merchant websites or APIs.
- Acquisition: self_serve
- Geographies: not published
- Pricing: Starter plan starts at 995 dollars per month for 20000 tokens with a 1MB payload limit and 24 hour log retention, US-only. Scale and Enterprise plans are custom and sales-led.
- Pricing URL: https://basistheory.com/pricing
- API: yes
- SDK: yes
- MCP: not published
- Standards: not published

| Field | Value |
| --- | --- |
| offering_type | rail |
| custody_model | not published |
| partner_bank | not published |
| fdic_passthrough | not published |
| rails | not published |
| spend_controls | not published |
| fees | not published |
| who_can_open | Merchants and agent/platform builders integrating agentic checkout, via self-serve signup for the Starter plan or sales-led contracts for Scale and Enterprise. |

Gotchas:
- The agentic commerce page does not name specific standards like AP2 or ACP, and describes its checkout bridging as a proprietary Proxy technology rather than an open protocol.
- Targeted mainly at merchants and platforms building agentic checkout, not at individual agent developers looking for a standalone agent wallet.

## Sources

- https://basistheory.com/
- https://basistheory.com/solution/agentic-commerce
- https://basistheory.com/pricing
- https://developers.basistheory.com/
- https://pulse2.com/basis-theory-33-million-series-b/