---
title: "Payman"
slug: "payman"
status: "active"
last_checked: "2026-07-05"
categories:
  - "money"
---

# Payman

Payman gives AI agents funded wallets with programmable spend policies so they can pay humans and businesses.

- Status: active
- URL: https://www.paymanai.com/
- Last checked: 2026-07-05
- Freshness: 1 days
- Founded: 2024
- Funding: not published

- Aliases: Payman AI
## Offerings

### Money

- Offering status: live
- What you get: An agent gets a funded wallet (USD via ACH, USDC on-chain, or a test wallet) that it can use to pay humans or businesses, governed by a policy that sets spend limits and approval thresholds.
- Acquisition: not published
- Geographies: not published
- Pricing: not published
- Pricing URL: not published
- API: yes
- SDK: yes
- MCP: not published
- Standards: not published

| Field | Value |
| --- | --- |
| offering_type | wallet |
| custody_model | custodial |
| partner_bank | not published |
| fdic_passthrough | not published |
| rails | ACH, USDC |
| spend_controls | daily spend limit, monthly spend limit, per transaction limit, approval threshold |
| fees | not published |
| who_can_open | not published |

## Sources

- https://www.paymanai.com/
- https://docs.paymanai.com/development/quickstart
- https://docs.paymanai.com/sdks/check-balances
- https://docs.paymanai.com/resources/prompt

