---
title: "PayOS"
slug: "payos"
status: "active"
last_checked: "2026-07-05"
categories:
  - "money"
---

# PayOS

PayOS provides card-native payments infrastructure that lets AI agents vault cards, checkout, and manage billing through tokenized transactions.

- Status: active
- URL: https://payos.ai/
- Last checked: 2026-07-05
- Freshness: 1 days
- Founded: not published
- Funding: not published

## Offerings

### Money

- Offering status: waitlist
- What you get: Agents get a wallet that vaults a user's card once and uses network-issued agentic tokens (Mastercard Agentic Tokens, Visa Intelligent Commerce) to checkout, send and receive payments, and handle recurring billing across a processor-agnostic platform.
- Acquisition: waitlist
- Geographies: not published
- Pricing: not published
- Pricing URL: not published
- API: yes
- SDK: not published
- MCP: not published
- Standards: not published

| Field | Value |
| --- | --- |
| offering_type | wallet, card |
| custody_model | not published |
| partner_bank | not published |
| fdic_passthrough | not published |
| rails | Mastercard, Visa |
| spend_controls | not published |
| fees | not published |
| who_can_open | not published |

## Sources

- https://www.pymnts.com/artificial-intelligence-2/2025/payos-mastercard-complete-first-ai-payment/
- https://www.globenewswire.com/news-release/2025/04/30/3071744/0/en/PayOS-Teams-Up-with-Mastercard-and-Visa-Intelligent-Commerce-Emerges-From-Stealth-to-Power-AI-Driven-Payments.html