---
title: "Stripe (Agentic Commerce Suite)"
slug: "stripe-agentic-commerce-suite-issuing-for-agents-acp"
status: "active"
last_checked: "2026-07-05"
categories:
  - "money"
---

# Stripe (Agentic Commerce Suite)

Stripe lets agents pay with scoped payment tokens or issued virtual cards, and lets merchants accept agent-initiated checkout through the Agentic Commerce Protocol.

- Status: active
- URL: https://stripe.com/use-cases/agentic-commerce
- Last checked: 2026-07-05
- Freshness: 1 days
- Founded: not published
- Funding: not published

- Aliases: Stripe Issuing for Agents, Agentic Commerce Protocol, ACP
## Offerings

### Money

- Offering status: live
- What you get: Businesses issue virtual cards to agents through Stripe Issuing, with per-agent spend limits, merchant category controls, and real-time authorization webhooks before a charge clears.
- Acquisition: not published
- Geographies: US
- Pricing: not published
- Pricing URL: not published
- API: yes
- SDK: not published
- MCP: not published
- Standards: not published

| Field | Value |
| --- | --- |
| offering_type | card, rail |
| custody_model | not published |
| partner_bank | not published |
| fdic_passthrough | not published |
| rails | Visa |
| spend_controls | amount limits, interval limits (daily/weekly/monthly), allowed merchant categories, real-time authorization approve/decline via webhook |
| fees | not published |
| who_can_open | not published |

### Money

- Offering status: live
- What you get: Consumers can grant an AI agent scoped access to their Stripe Link wallet, so the agent receives a one-time-use card or a Shared Payment Token capped by amount, merchant, and expiry instead of raw card details, and a Link user approves each request before the credential is shared.
- Acquisition: self_serve
- Geographies: US
- Pricing: not published
- Pricing URL: not published
- API: yes
- SDK: not published
- MCP: not published
- Standards: not published

| Field | Value |
| --- | --- |
| offering_type | wallet, card |
| custody_model | not published |
| partner_bank | not published |
| fdic_passthrough | not published |
| rails | not published |
| spend_controls | single-merchant scope, amount cap, time-bounded expiry, per-request user approval |
| fees | not published |
| who_can_open | Consumers with a Stripe Link wallet (200 million+ Link users), used by developers building agent apps |

### Money

- Offering status: live
- What you get: Merchants that already process payments with Stripe can accept agent-initiated purchases from AI shopping agents like ChatGPT by implementing the Agentic Commerce Protocol, an open-source Apache 2.0 standard Stripe co-developed with OpenAI, in as little as one line of code added to an existing integration.
- Acquisition: not published
- Geographies: US
- Pricing: not published
- Pricing URL: not published
- API: yes
- SDK: not published
- MCP: not published
- Standards: acp

| Field | Value |
| --- | --- |
| offering_type | rail |
| custody_model | not published |
| partner_bank | not published |
| fdic_passthrough | not published |
| rails | Agentic Commerce Protocol (ACP) |
| spend_controls | not published |
| fees | not published |
| who_can_open | not published |

## Sources

- https://stripe.com/use-cases/agentic-commerce
- https://docs.stripe.com/issuing/agents
- https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens
- https://stripe.com/blog/giving-agents-the-ability-to-pay
- https://stripe.com/blog/developing-an-open-standard-for-agentic-commerce
- https://stripe.com/newsroom/news/stripe-openai-instant-checkout