---
title: "T54 Labs"
slug: "t54-labs"
status: "active"
last_checked: "2026-07-05"
categories:
  - "identity"
  - "money"
---

# T54 Labs

T54 Labs verifies agent identity and underwrites agent credit for x402 and crypto-network payments.

- Status: active
- URL: https://www.t54.ai/
- Last checked: 2026-07-05
- Freshness: 1 days
- Founded: 2025
- Funding: $5M seed announced February 25, 2026, co-led by Anagram, PL Capital, and Franklin Templeton, with Ripple, Virtuals Ventures, and Blockchain Coinvestors participating.

- Aliases: t54
## Offerings

### Identity

- Offering status: live
- What you get: Agents get a verified identity credential covering developer and business verification, model provenance, human-agent binding, and intent attestation, marketed as Know Your Agent (KYA).
- Acquisition: not published
- Geographies: not published
- Pricing: not published
- Pricing URL: not published
- API: yes
- SDK: yes
- MCP: not published
- Standards: not published

| Field | Value |
| --- | --- |
| credential_type | Know Your Agent (KYA) verification |
| who_accepts | not published |
| delegation_model | Binds an agent's actions to a verified human or business operator and attests to transaction intent |
| revocation | not published |
| reputation_model | not published |

### Money

- Offering status: live
- What you get: Agents get a credit line called Claw Credit, underwritten by T54's risk engine, so they can pay for compute and x402 services without holding private keys or fully prefunding costs, plus x402-secure, an open-source SDK and proxy that adds identity checks and risk controls to x402 payments.
- Acquisition: not published
- Geographies: not published
- Pricing: not published
- Pricing URL: not published
- API: yes
- SDK: yes
- MCP: not published
- Standards: not published

| Field | Value |
| --- | --- |
| offering_type | rail |
| custody_model | custodial |
| partner_bank | not published |
| fdic_passthrough | not published |
| rails | XRPL, Solana, Base, x402 |
| spend_controls | real-time risk scoring before transaction settlement |
| fees | not published |
| who_can_open | not published |

## Sources

- https://www.t54.ai/
- https://www.t54.ai/blog/t54-labs-raises-5m-seed-round
- https://www.forbes.com/sites/boazsobrado/2026/06/22/the-entire-society-is-a-trust-business-the-startup-ripple-backed/