{
  "schema_version": "0.1.0",
  "counts": {
    "companies": 60,
    "offerings": 71,
    "by_category": {
      "identity": 17,
      "phone": 7,
      "email": 4,
      "address": 6,
      "money": 29,
      "legal": 2,
      "insurance": 6
    }
  },
  "standards": [
    {
      "id": "x402",
      "name": "x402",
      "steward": "x402",
      "spec_url": "https://x402.org/",
      "explainer": "x402 is an HTTP-native payment protocol that uses the 402 Payment Required response to let clients, including AI agents, pay for APIs and digital resources before retrying a request."
    },
    {
      "id": "acp",
      "name": "Agentic Commerce Protocol",
      "steward": "OpenAI and Stripe",
      "spec_url": "https://www.agenticcommerce.dev/",
      "explainer": "ACP is an open protocol for commerce flows among buyers, AI agents, and businesses, with a focus on checkout configuration, order control, payment credentials, and merchant of record relationships."
    },
    {
      "id": "ap2",
      "name": "Agent Payments Protocol",
      "steward": "Google",
      "spec_url": "https://ap2-protocol.org/",
      "explainer": "AP2 is an open agent payments protocol that uses verifiable digital credentials and mandates to bind user intent, checkout details, and payment authorization for agent-led transactions."
    },
    {
      "id": "kya",
      "name": "Know Your Agent",
      "steward": "Ankit Agarwal, Craig DeWitt, David Senecal, and Michael B. Jones",
      "spec_url": "https://kyapay.org/",
      "explainer": "KYA is a protocol for identifying an AI agent, the platform it runs on, and the user it represents, so online businesses can authenticate agent traffic and understand delegated intent."
    },
    {
      "id": "mpp",
      "name": "Machine Payments Protocol",
      "steward": "Stripe",
      "spec_url": "https://docs.stripe.com/payments/machine/mpp",
      "explainer": "MPP is a machine-to-machine payment protocol for paid internet resources where a server returns an HTTP 402 response with payment details, the client authorizes payment, and the request is retried with proof."
    },
    {
      "id": "tap",
      "name": "Trusted Agent Protocol",
      "steward": "Visa",
      "explainer": "TAP is a proposed protocol for helping retailers distinguish legitimate AI shopping agents from malicious automation while supporting agentic commerce with existing merchant systems."
    }
  ],
  "companies": [
    {
      "id": "agentcall",
      "name": "AgentCall",
      "url": "https://agentcall.co/product",
      "tagline": "AgentCall provisions real phone numbers for AI agents and lets them send SMS, make and receive voice calls, and extract OTPs through a REST API.",
      "status": "active",
      "sources": [
        "https://agentcall.co/product",
        "https://agentcall.co/",
        "https://agentcall.co/pricing"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "An agent gets a dedicated US or Canadian phone number that can send and receive SMS, make and receive AI voice calls, and auto-extract OTP codes from incoming texts, all through a REST API, SDKs, or an MCP server.",
          "status": "live",
          "geographies": [
            "US",
            "CA"
          ],
          "acquisition": "self_serve",
          "pricing": {
            "summary": "Free tier: 1 US number, 5 voice minutes, 5 inbound AI voice minutes. Pro: $19.99/month plus usage, numbers from $2/month, voice calls at $0.035/minute, outbound/inbound AI voice at $0.40/minute managed or $0.10/minute bring-your-own-key, premium ElevenLabs voice at $0.59/minute, SMS at $0.015/message, call recording at $0.01/minute. Agent Startup tier ($189/month, coming soon): 3 phone identities, 500 SMS/month, 500 voice minutes/month, 250 AI voice minutes/month.",
            "url": "https://agentcall.co/pricing"
          },
          "integration": {
            "api": true,
            "sdk": true,
            "mcp": true
          },
          "category": "phone",
          "details": {
            "number_types": [
              "local",
              "toll_free",
              "mobile"
            ],
            "countries": [
              "US",
              "CA"
            ],
            "capabilities": [
              "sms",
              "voice"
            ],
            "provisioning_time": "under 5 seconds",
            "otp_policy": "allowed"
          }
        }
      ]
    },
    {
      "id": "agentcard",
      "name": "Agentcard",
      "url": "https://www.agentcard.sh/",
      "tagline": "Agentcard issues prepaid virtual Visa cards that AI agents can use to pay online with fixed spend limits and human approvals.",
      "status": "active",
      "hq_country": "US",
      "docs_url": "https://docs.agentcard.sh/introduction",
      "sources": [
        "https://www.agentcard.sh/",
        "https://www.agentcard.sh/companies",
        "https://docs.agentcard.sh/introduction",
        "https://www.ycombinator.com/companies/agentcard"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "A virtual Visa card for an AI agent, with a fixed spend limit and human approval required to create cards and authorize charges. Agentcard's docs say it is moving to stablecoin-collateralized cards funded by a per-user USDC wallet.",
          "status": "live",
          "acquisition": "self_serve",
          "integration": {
            "api": true,
            "mcp": true
          },
          "category": "money",
          "details": {
            "offering_type": [
              "card"
            ],
            "rails": [
              "Visa"
            ],
            "spend_controls": [
              "fixed per-card spend limit",
              "single-use card that closes after first transaction",
              "human approval required to create a card",
              "human approval gate on charges"
            ],
            "who_can_open": "Individual developers via the agent-cards CLI/MCP integration, and companies issuing cards to their users via the agent-cards-admin API/MCP."
          }
        }
      ]
    },
    {
      "id": "agentic-fabriq",
      "name": "Agentic Fabriq",
      "url": "https://www.agenticfabriq.com/",
      "tagline": "Agentic Fabriq gives each AI agent its own managed identity and enforces least-privilege access to tools, data, and credentials on the agent's behalf.",
      "status": "active",
      "founded": 2025,
      "hq_country": "US",
      "sources": [
        "https://www.agenticfabriq.com/",
        "https://www.agenticfabriq.com/pricing",
        "https://www.ycombinator.com/companies/agentic-fabriq"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "Agents get a unique managed identity tied to a delegating user, with scope-based permissions, a credential vault the agent never touches directly, and centralized audit logging of every call the agent makes.",
          "status": "live",
          "acquisition": "self_serve",
          "pricing": {
            "summary": "Free plan includes unlimited agents, one human seat, agent identity management, scope-based permissions, credential vault, audit logging, and SDK/API access. Launch is $50/month with 20,000 monthly calls and SSO. Growth is $300/month with 200,000 monthly calls. Custom enterprise plans are available for unlimited calls and dedicated infrastructure.",
            "url": "https://www.agenticfabriq.com/pricing"
          },
          "integration": {
            "api": true,
            "sdk": true
          },
          "category": "identity",
          "details": {
            "credential_type": "Managed agent identity with credential vault",
            "delegation_model": "Agents act on behalf of a specific user and are constrained to that user's granted permissions",
            "revocation": "Instant revocation and policy control from a central console"
          }
        }
      ]
    },
    {
      "id": "agentid",
      "name": "AgentID",
      "url": "https://www.getagentid.dev/",
      "tagline": "AgentID issues cryptographic identity certificates for AI agents with blockchain-anchored verification receipts.",
      "status": "active",
      "sources": [
        "https://www.getagentid.dev/"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "Each agent gets a cryptographic certificate (Ed25519, ECDSA, or secp256k1 keys) that others can verify with a single API call, with a four-tier trust level system (L1-L4) that gates permissions and spending authority based on key binding and entity verification.",
          "status": "live",
          "acquisition": "self_serve",
          "pricing": {
            "summary": "Free tier: 100 agents, 10,000 verifications/month. Pro: $99/month for 2,000 agents and 500,000 verifications/month. Enterprise: $5,000/month for unlimited agents and verifications with custom SLAs."
          },
          "integration": {
            "api": true,
            "sdk": true
          },
          "category": "identity",
          "details": {
            "credential_type": "Cryptographic certificate (Ed25519 / ECDSA P-256 / secp256k1 key-bound), anchored on Solana",
            "who_accepts": [
              "Agents built with LangChain, CrewAI, AutoGen, and OpenAI Agents"
            ],
            "reputation_model": "Four-tier trust level system (L1-L4) based on key binding, wallet binding, and entity verification"
          }
        }
      ]
    },
    {
      "id": "agentmail",
      "name": "AgentMail",
      "url": "https://www.agentmail.to/",
      "tagline": "AgentMail is an API platform that gives AI agents their own email inboxes to send, receive, and act on email.",
      "status": "active",
      "founded": 2025,
      "funding": "Raised a 6 million dollar seed round led by General Catalyst, with participation from Y Combinator and Phosphor Capital, announced March 2026.",
      "hq_country": "US",
      "docs_url": "https://docs.agentmail.to/",
      "pricing_url": "https://www.agentmail.to/pricing",
      "sources": [
        "https://www.agentmail.to/",
        "https://docs.agentmail.to/",
        "https://www.agentmail.to/pricing",
        "https://www.ycombinator.com/companies/agentmail",
        "https://techcrunch.com/2026/03/10/agentmail-raises-6m-to-build-an-email-service-for-ai-agents/"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "Agents get programmatically created email inboxes with a REST API to send, receive, thread, label, and search messages, plus webhook and WebSocket event delivery.",
          "status": "live",
          "acquisition": "self_serve",
          "pricing": {
            "summary": "Free plan includes 3 inboxes, 3,000 emails per month, 100 emails per day, and 3 GB storage. Paid plans are Developer at 20 dollars per month and Startup at 200 dollars per month, with custom Enterprise pricing.",
            "url": "https://www.agentmail.to/pricing"
          },
          "integration": {
            "api": true,
            "sdk": true,
            "mcp": true
          },
          "category": "email",
          "details": {
            "address_model": "both",
            "direction": "both",
            "deliverability_handling": "Supports custom domains with DKIM, SPF, and DMARC configuration, plus IMAP and SMTP access.",
            "inbox_api": true
          }
        }
      ]
    },
    {
      "id": "agentmessage",
      "name": "AgentMessage",
      "url": "https://agentmessage.io/",
      "tagline": "AgentMessage is an SMS API that lets AI agents send and receive SMS, MMS, and iMessage with built-in consent and compliance handling.",
      "status": "active",
      "sources": [
        "https://agentmessage.io/",
        "https://agentmessage.io/docs",
        "https://agentmessage.io/pricing"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "Agents get a US phone number that can receive SMS immediately and send SMS, MMS, or iMessage once 10DLC carrier registration is complete, through a single API with built-in consent and opt-out handling.",
          "status": "live",
          "geographies": [
            "US"
          ],
          "acquisition": "self_serve",
          "pricing": {
            "summary": "$0.94 per phone number per month, $0.0078 per message segment inbound and outbound, iMessage add-on $150 per line per month with no per-message fee, enterprise custom pricing from $0.0060/segment for 1M+ segments/month. One-time brand registration $4.00-$4.50, optional identity vetting $41.50-$101.50, campaign fees $1.50-$30.00/month.",
            "url": "https://agentmessage.io/pricing"
          },
          "integration": {
            "api": true
          },
          "category": "phone",
          "details": {
            "number_types": [
              "local"
            ],
            "countries": [
              "US"
            ],
            "capabilities": [
              "sms",
              "mms"
            ],
            "provisioning_time": "Numbers active for inbound immediately; outbound requires 10DLC carrier registration approval",
            "a2p_compliance": "handled"
          }
        }
      ]
    },
    {
      "id": "agentphone",
      "name": "AgentPhone",
      "aliases": [
        "Relay Innovations"
      ],
      "url": "https://agentphone.ai/",
      "tagline": "AgentPhone gives AI agents their own phone numbers for calls, SMS, and messaging.",
      "status": "active",
      "founded": 2026,
      "docs_url": "https://docs.agentphone.ai/welcome",
      "sources": [
        "https://agentphone.ai/",
        "https://docs.agentphone.ai/welcome",
        "https://www.ycombinator.com/companies/agentphone"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "Agents get a provisioned phone number for voice calls and SMS/MMS messaging, with real-time transcription of inbound calls and text-to-speech for agent replies, delivered through a unified webhook.",
          "status": "live",
          "geographies": [
            "US",
            "CA"
          ],
          "integration": {
            "api": true,
            "sdk": true,
            "mcp": true
          },
          "category": "phone",
          "details": {
            "capabilities": [
              "sms",
              "voice",
              "mms"
            ]
          }
        }
      ]
    },
    {
      "id": "agentrank",
      "name": "AgentRank",
      "url": "https://agentrank.info/",
      "tagline": "AgentRank ranks AI agents by verified on-chain settlement history rather than self-reported claims.",
      "status": "active",
      "sources": [
        "https://agentrank.info/",
        "https://api.agentrank.info/coverage"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "A public index and API that scores and ranks agents using verified on-chain settlement data, weighted by payer credibility, rather than self-reported claims or endorsements.",
          "status": "live",
          "integration": {
            "api": true
          },
          "gotchas": [
            "Settlement data, not identity registries, is the coverage signal AgentRank relies on: of 743 verified earners it tracks, only one appears in identity registries, so agents without on-chain settlement history are not ranked.",
            "No pricing, SDK, or MCP integration information is published on the site."
          ],
          "category": "identity",
          "details": {
            "reputation_model": "Settlement-grounded ranking derived from on-chain payment history, weighted by payer standing and stress-tested against collusion and sybil attacks."
          }
        }
      ]
    },
    {
      "id": "agentsnumber-agentnumber",
      "name": "AgentNumber",
      "aliases": [
        "AgentsNumber"
      ],
      "url": "https://www.agentsnumber.com/",
      "tagline": "AgentNumber provisions real US phone numbers with SMS and voice for AI agents, paid per use in USDC via the x402 protocol on Base.",
      "status": "active",
      "hq_country": "US",
      "docs_url": "https://www.agentsnumber.com/docs",
      "sources": [
        "https://www.agentsnumber.com/",
        "https://www.agentsnumber.com/docs"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "A real US phone number provisioned instantly via a single API call, with SMS and voice calling for AI agents, no signup or KYC required, paid per use in USDC.",
          "status": "live",
          "geographies": [
            "US"
          ],
          "acquisition": "self_serve",
          "pricing": {
            "summary": "Phone number $5 USDC one-time, SMS $0.02 USDC per message, voice calls $0.05 USDC per minute, paid via the x402 protocol with no subscription."
          },
          "integration": {
            "api": true
          },
          "gotchas": [
            "The company's API docs describe a separate credit-pack based pricing model ($5 per number, $0.05/min outbound, $0.03/min inbound, credits sold in $10 packs) that differs from the per-use USDC/x402 pricing advertised on the homepage."
          ],
          "category": "phone",
          "details": {
            "number_types": [
              "local"
            ],
            "countries": [
              "US"
            ],
            "capabilities": [
              "sms",
              "voice"
            ],
            "provisioning_time": "seconds"
          }
        }
      ]
    },
    {
      "id": "agentstamp",
      "name": "AgentStamp",
      "url": "https://agentstamp.org/",
      "tagline": "AgentStamp issues signed identity certificates and reputation scores for AI agents.",
      "status": "active",
      "sources": [
        "https://agentstamp.org/",
        "https://github.com/vinaybhosle/agentstamp"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "Agents get an Ed25519-signed identity certificate (Bronze, Silver, or Gold tier) plus a 0-100 reputation score, with the option to export the credential as a W3C Verifiable Credential or an A2A-compatible passport.",
          "status": "live",
          "acquisition": "self_serve",
          "pricing": {
            "summary": "Stamps cost $0.001 (Bronze, 24-hour validity), $0.005 (Silver, 7-day validity), or $0.01 (Gold, 30-day validity), paid via x402 USDC micropayments on Base or Solana. Registry listing costs $0.01. Verification and lookup are free."
          },
          "integration": {
            "api": true,
            "sdk": true,
            "mcp": true
          },
          "category": "identity",
          "details": {
            "credential_type": "Ed25519-signed stamp, exportable as W3C Verifiable Credential or A2A passport",
            "reputation_model": "0-100 score combining self-reported and independently verified trust signals, with peer vouching from established agents capped at 20 points per single-hop endorsement"
          }
        }
      ]
    },
    {
      "id": "aiuc-artificial-intelligence-underwriting-company",
      "name": "AIUC (Artificial Intelligence Underwriting Company)",
      "aliases": [
        "Artificial Intelligence Underwriting Company",
        "AIUC-1"
      ],
      "url": "https://aiuc.com/",
      "tagline": "AIUC certifies AI agents against its AIUC-1 standard and arranges liability insurance underwritten by partner carriers based on the certification results.",
      "status": "active",
      "founded": 2025,
      "funding": "Raised a $15 million seed round in 2025, led by Nat Friedman at NFDG, with participation from Emergence, Terrain, and Anthropic co-founder Ben Mann.",
      "hq_country": "US",
      "sources": [
        "https://aiuc.com/",
        "https://fortune.com/2025/07/23/ai-agent-insurance-startup-aiuc-stealth-15-million-seed-nat-friedman/",
        "https://www.reinsurancene.ws/artificial-intelligence-underwriting-company-launches-with-15m-seed-round/",
        "https://aiuc.com/research/elevenlabs-secures-first-of-its-kind-ai-agent-insurance",
        "https://www.prnewswire.com/news-releases/elevenlabs-secures-first-of-its-kind-ai-agent-insurance-302684587.html",
        "https://elevenlabs.io/blog/aiuc-announcement",
        "https://coverager.com/elevenlabs-secures-ai-agent-insurance/",
        "https://www.aiuc-1.com/"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "editorial": "AIUC does not itself hold an insurance license or carrier paper; it runs the AIUC-1 audit and standard, and partner insurance carriers use the audit results to underwrite policies for AI vendors and their enterprise customers. Its first live deal, with ElevenLabs, covers AI agent failures such as hallucinations, unauthorized actions, and data leakage, with a $50 million policy backing each ElevenLabs agentic product.",
      "offerings": [
        {
          "what_you_get": "Companies get their AI agents audited against the AIUC-1 standard through thousands of adversarial test scenarios covering security, safety, reliability, data privacy, and accountability, and the resulting audit evidence is used by partner carriers to underwrite liability insurance for losses caused by AI agent failures.",
          "status": "live",
          "geographies": [
            "US"
          ],
          "acquisition": "sales_led",
          "category": "insurance",
          "details": {
            "coverage_type": "Liability coverage for AI agent failures, including hallucinations, unauthorized actions, data leakage, and security vulnerabilities",
            "insured_party": "operator",
            "limits": "In the ElevenLabs deal, a $50 million policy backs each agentic product",
            "carrier_backing": "Underwritten by third-party insurance carriers using AIUC-1 audit results; AIUC itself is not the carrier",
            "notable_exclusions": [
              "Coverage requires completing AIUC-1 certification, reported to take on the order of weeks (one ElevenLabs customer certified in four weeks)"
            ]
          }
        }
      ]
    },
    {
      "id": "allowance",
      "name": "Allowance",
      "url": "https://useallowance.com/",
      "tagline": "Allowance issues one-time virtual cards with spend limits so AI agents can make purchases without seeing the user's real card number.",
      "status": "active",
      "founded": 2026,
      "hq_country": "US",
      "docs_url": "https://useallowance.com/faq",
      "sources": [
        "https://useallowance.com/",
        "https://useallowance.com/faq",
        "https://www.ycombinator.com/companies/allowance",
        "https://www.ycombinator.com/launches/QS4-allowance-virtual-cards-for-ai-agents"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "Users link a personal Visa or Mastercard, and for each agent purchase Allowance issues a one-time virtual card scoped to a spend limit, merchant restriction, and expiration, which the agent uses at checkout instead of the real card.",
          "status": "live",
          "geographies": [
            "US"
          ],
          "acquisition": "self_serve",
          "pricing": {
            "summary": "Allowance is free to use right now."
          },
          "gotchas": [
            "Personal cards only; Chase cards and business cards are not supported",
            "US only",
            "Purchases cannot be reversed once the virtual card is charged",
            "Agent needs browser control to complete checkout"
          ],
          "category": "money",
          "details": {
            "offering_type": [
              "card"
            ],
            "rails": [
              "Visa",
              "Mastercard"
            ],
            "spend_controls": [
              "per-transaction spend limit",
              "merchant lock",
              "auto-expiring approval",
              "instant revocation"
            ],
            "fees": "Free during beta",
            "who_can_open": "Individuals in the US with a personal Visa or Mastercard card; business cards and Chase cards are not supported"
          }
        }
      ]
    },
    {
      "id": "aport",
      "name": "APort",
      "url": "https://aport.io/",
      "tagline": "APort issues W3C DID/VC based passports for AI agents and enforces pre-action authorization policies before tool calls run.",
      "status": "active",
      "docs_url": "https://aport.io/quickstart/",
      "pricing_url": "https://aport.io/pricing/",
      "sources": [
        "https://aport.io/",
        "https://aport.io/about/",
        "https://aport.io/quickstart/",
        "https://aport.io/builder/",
        "https://aport.io/pricing/",
        "https://github.com/aporthq/aport-spec"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "editorial": "Candidate money category was not confirmed: APort enforces spend caps and limits as policy rules on agent actions, but it does not sell a wallet, account, card, or payment rail itself, so money was dropped in favor of identity only.",
      "offerings": [
        {
          "what_you_get": "Agents get a passport, a W3C DID/VC based identity document declaring the agent's capabilities, that other systems can verify before authorizing an action, plus cryptographically signed (Ed25519) allow or deny decision records for audit.",
          "status": "live",
          "acquisition": "self_serve",
          "pricing": {
            "summary": "Open source tier is free forever and includes local passports, 21 policy packs, and 7 framework integrations. Pro tier adds hosted passports, a cloud dashboard, and signed decisions, and is free during beta with usage based pricing planned after. Enterprise tier is custom priced and adds self-hosted API, custom policy packs, and SSO.",
            "url": "https://aport.io/pricing/"
          },
          "integration": {
            "api": true,
            "sdk": true,
            "mcp": true
          },
          "category": "identity",
          "details": {
            "credential_type": "W3C DID/VC based agent passport",
            "who_accepts": [
              "Claude Code",
              "Cursor",
              "LangChain",
              "LangGraph",
              "CrewAI",
              "OpenAI-based agents",
              "MCP tools"
            ],
            "reputation_model": "Passport tracks declared agent capabilities and a running audit log of signed authorization decisions rather than a public trust score."
          }
        }
      ]
    },
    {
      "id": "armilla-ai",
      "name": "Armilla AI",
      "aliases": [
        "Armilla Assurance"
      ],
      "url": "https://www.armilla.ai/",
      "tagline": "Armilla is a Lloyd's coverholder that underwrites liability insurance and performance warranties for AI systems, including AI agent errors and underperformance.",
      "status": "active",
      "funding": "Raised a $4.5 million seed round led by Mistral, bringing total funding to $7 million.",
      "hq_country": "CA",
      "sources": [
        "https://www.armilla.ai/",
        "https://www.armilla.ai/ai-insurance",
        "https://beinsure.com/news/armilla-ai-expands-standalone-ai-liability-cover-to-25m/",
        "https://techcrunch.com/2024/02/15/armilla-wants-to-give-companies-a-warranty-for-ai/",
        "https://www.armilla.ai/resources/armilla-assurance-launches-armilla-guaranteed-tm-warranty-coverage-for-ai-products-in-partnership-with-leading-insurance-companies"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "A standalone AI liability policy covering financial damages and legal defense costs from AI underperformance, including AI agent mistakes such as incorrect decisions and failure to escalate, up to 25 million dollars per insured.",
          "status": "live",
          "acquisition": "sales_led",
          "category": "insurance",
          "details": {
            "coverage_type": "AI liability insurance covering model errors, hallucinations, data drift, harmful outputs, agent decision-making failures, privacy incidents, regulatory investigation costs, and third-party property damage caused by automated systems",
            "insured_party": "operator",
            "limits": "Up to 25 million dollars per insured",
            "carrier_backing": "Underwritten at Lloyd's of London by Chaucer, AXIS Capital, and Convex; Armilla operates as a Lloyd's coverholder"
          }
        },
        {
          "what_you_get": "A performance warranty (Armilla Guaranteed) that compensates a buyer if a vendor's AI system fails to meet agreed, independently verified performance thresholds.",
          "status": "live",
          "acquisition": "sales_led",
          "category": "insurance",
          "details": {
            "coverage_type": "Performance warranty tied to independently verified AI system KPIs, refunding license fees if thresholds are not met",
            "insured_party": "operator",
            "carrier_backing": "Backed by Chaucer Group, Greenlight Re, and Swiss Re"
          }
        }
      ]
    },
    {
      "id": "astrasync",
      "name": "AstraSync",
      "aliases": [
        "AstraSync AI",
        "KYA Platform"
      ],
      "url": "https://astrasync.ai/",
      "tagline": "AstraSync issues verifiable identity credentials and trust scores for AI agents through its Know Your Agent platform.",
      "status": "active",
      "founded": 2025,
      "docs_url": "https://astrasync.ai/docs",
      "pricing_url": "https://astrasync.ai/pricing",
      "sources": [
        "https://astrasync.ai/",
        "https://astrasync.ai/about",
        "https://astrasync.ai/docs",
        "https://astrasync.ai/pricing",
        "https://github.com/AstraSyncAI/astrasync-api"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "Agents get an ASTRA-ID, a portable agent card, and a dynamic trust score, registered and verified through the Know Your Agent API and SDKs.",
          "status": "live",
          "acquisition": "self_serve",
          "pricing": {
            "summary": "Free tier includes 100 verifications per month. Paid tiers are Developer at $9 per month, Developer Plus at $99 per month, Business at $299 per month, and custom Enterprise pricing.",
            "url": "https://astrasync.ai/pricing"
          },
          "integration": {
            "api": true,
            "sdk": true
          },
          "gotchas": [
            "API-key registrations require a verified Know Your Developer (KYD) profile; without one, registration returns 403 KYD_REQUIRED and falls back to an asynchronous owner-approval flow.",
            "Permission boundaries (PDLSS) are set at registration and are immutable afterward; changing them requires retiring the agent and registering a new one.",
            "An agent cannot read its own permissions via the API; GET on its own record returns 403, by design."
          ],
          "category": "identity",
          "details": {
            "credential_type": "ASTRA-ID agent card (ERC-8004-based), with support for mapping external DID, Verifiable Credential, SD-JWT, and X.509 credentials to the ASTRA-ID as primary anchor",
            "who_accepts": [
              "A2A (Agent2Agent) counterparties",
              "MCP endpoints",
              "Commerce protocol integrators declaring ACP, AP2, UCP, VI, Agent Pay, x402, or TAP support"
            ],
            "delegation_model": "Agent cards declare a PDLSS permission envelope (Purpose, Duration, Limits, Scope, Self-instantiation) set immutably at registration",
            "revocation": "No active revocation endpoint documented; lifecycle control is via deactivation, which moves an agent to a deactivated state while preserving audit history",
            "reputation_model": "Trust score from 0 to 100, computed at runtime from metadata completeness, KYD verification status, observed runtime behavior, and blockchain-recorded verification events"
          }
        }
      ]
    },
    {
      "id": "axis-trust-axis-t-score",
      "name": "AXIS Trust (AXIS T-Score)",
      "aliases": [
        "AxisTrust",
        "AXIS"
      ],
      "url": "https://www.axistrust.io/trust-score",
      "tagline": "AxisTrust assigns AI agents a permanent identifier (AUID) and a behavioral trust rating (T-Score) computed from verified activity.",
      "status": "active",
      "docs_url": "https://www.axistrust.io/docs",
      "sources": [
        "https://www.axistrust.io/trust-score",
        "https://www.axistrust.io/",
        "https://www.axistrust.io/docs",
        "https://www.axistrust.io/directory",
        "https://www.axistrust.io/blog/agent-behavioral-scoring-system",
        "https://www.axistrust.io/blog/introducing-axis-openclaw-skill"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "An agent registers to receive a permanent AUID and a T-Score, a 0-1000 behavioral trust rating placing it into one of five tiers (T1 Untrusted to T5 Sovereign), computed from timestamped, immutable behavioral event data rather than self-reported attestations. The score can be queried via API and displayed as a public trust profile in the AXIS agent directory.",
          "status": "live",
          "acquisition": "self_serve",
          "integration": {
            "api": true
          },
          "category": "identity",
          "details": {
            "credential_type": "AUID (Agent Universal Identifier)",
            "who_accepts": [
              "AXIS agent directory",
              "systems that query AXIS T-Score via API"
            ],
            "reputation_model": "Behavioral trust score (T-Score) on a 0-1000 scale across 11 dimensions including task completion, instruction adherence, data handling, and security posture, placing agents into tiers T1 (Untrusted) through T5 (Sovereign); computed from verified, timestamped, immutable event data submitted to AXIS."
          }
        }
      ]
    },
    {
      "id": "basis-theory",
      "name": "Basis Theory",
      "url": "https://basistheory.com/",
      "tagline": "Basis Theory is a payment tokenization and orchestration platform for agentic checkout, scoped payment access, and checkout proxying.",
      "status": "active",
      "founded": 2020,
      "funding": "Raised a $33M Series B in October 2025 led by Costanoa Ventures, with Stage 2 Capital, Moneta VC, Bessemer Venture Partners, Kindred Ventures, Box Group, and Offline Ventures participating.",
      "hq_country": "US",
      "docs_url": "https://developers.basistheory.com/",
      "pricing_url": "https://basistheory.com/pricing",
      "sources": [
        "https://basistheory.com/",
        "https://basistheory.com/solution/agentic-commerce",
        "https://basistheory.com/pricing",
        "https://developers.basistheory.com/",
        "https://pulse2.com/basis-theory-33-million-series-b/"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "editorial": "Basis Theory is primarily a payment tokenization and orchestration vault for merchants, not an agent-first company. Its agentic commerce solution layers virtual card issuance and scoped credentials for agents on top of that existing vault infrastructure, and it leads a multi-company Agentic Commerce Consortium on payment standards.",
      "offerings": [
        {
          "what_you_get": "Agent builders and merchants get tokenized payment credentials normalized from existing vaults, scoped real-time access controls, and Browser Proxy support that lets an agent interact with merchant websites or APIs.",
          "status": "live",
          "acquisition": "self_serve",
          "pricing": {
            "summary": "Starter plan starts at 995 dollars per month for 20000 tokens with a 1MB payload limit and 24 hour log retention, US-only. Scale and Enterprise plans are custom and sales-led.",
            "url": "https://basistheory.com/pricing"
          },
          "integration": {
            "api": true,
            "sdk": true
          },
          "gotchas": [
            "The agentic commerce page does not name specific standards like AP2 or ACP, and describes its checkout bridging as a proprietary Proxy technology rather than an open protocol.",
            "Targeted mainly at merchants and platforms building agentic checkout, not at individual agent developers looking for a standalone agent wallet."
          ],
          "category": "money",
          "details": {
            "offering_type": [
              "rail"
            ],
            "who_can_open": "Merchants and agent/platform builders integrating agentic checkout, via self-serve signup for the Starter plan or sales-led contracts for Scale and Enterprise."
          }
        }
      ]
    },
    {
      "id": "catena-labs",
      "name": "Catena Labs",
      "url": "https://catena.com/",
      "tagline": "Catena is a governance and banking platform that lets AI agents open accounts and make payments within human-set policies.",
      "status": "active",
      "founded": 2025,
      "funding": "Raised $18M Series Seed in 2025 and $30M Series A in May 2026, led by Acrew Capital and a16z crypto.",
      "sources": [
        "https://catena.com/",
        "https://catena.com/blog/the-a-commerce-stack-building-the-financial-capabilities-for-ai-agents",
        "https://catena.com/legal/tos",
        "https://fortune.com/2026/05/20/catena-labs-series-a-sean-neville-ai-native-bank/"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "Agents get an account that can send and receive payments by card, ACH, wire, or stablecoin, under policies and approvals set by a human.",
          "status": "beta",
          "integration": {
            "api": true,
            "mcp": true
          },
          "gotchas": [
            "Catena is not itself a bank; USD accounts are held and operated by Bridge and its partner Lead Bank, per Catena's terms of service.",
            "Catena has applied for a national trust bank charter from the OCC, which was still pending as of May 20, 2026."
          ],
          "category": "money",
          "details": {
            "offering_type": [
              "account",
              "card"
            ],
            "custody_model": "custodial",
            "partner_bank": "Bridge, via partner Lead Bank",
            "rails": [
              "card",
              "ACH",
              "wire",
              "stablecoin"
            ],
            "spend_controls": [
              "deterministic policies",
              "human approvals",
              "audit trails"
            ]
          }
        }
      ]
    },
    {
      "id": "chimoney",
      "name": "Chimoney",
      "url": "https://chimoney.io/",
      "tagline": "Chimoney was a cross-border payment infrastructure company that added agent wallets and DID-based agent passports before shutting down in 2026.",
      "status": "dead",
      "status_note": "Ceased all new transactions and integrations on May 1, 2026, citing insufficient capital; customer balances were being refunded through August 31, 2026.",
      "founded": 2022,
      "hq_country": "CA",
      "docs_url": "https://chimoney.io/developers-api/",
      "sources": [
        "https://chimoney.io/",
        "https://chimoney.io/products/ai-agent-wallets/",
        "https://chimoney.io/developers-api/",
        "https://chimoney.io/intro-learning-and-tips/ai-agent-payment-api/",
        "https://chimoney.io/about-chimoney/",
        "https://techcabal.com/2026/05/13/chimoney-shutdown-lack-of-capital/",
        "https://weetracker.com/2026/05/12/chimoney-shuts-down-cross-border-api/"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "editorial": "Chimoney's corporate entity shut down operations on May 1, 2026. Its founder, Uchi Uchibeke, separately founded APort (already listed in this registry) to continue work on agent identity and pre-action authorization; APort is a distinct company, not a continuation of Chimoney under the same entity. This entry is kept as a dead company for historical reference since its site and marketing describing agent wallets and an aPort passport product were live as of its shutdown.",
      "offerings": [
        {
          "what_you_get": "Agents got a W3C DID based digital passport (the APort passport) with KYC and KYB built in, attached to a Chimoney agent wallet for identity verification.",
          "status": "dead",
          "integration": {
            "api": true,
            "sdk": true
          },
          "category": "identity",
          "details": {
            "credential_type": "W3C DID based digital passport",
            "delegation_model": "Passports were attached to individual agent wallets created via API."
          }
        },
        {
          "what_you_get": "Agents got a multi-currency Interledger based wallet with policy-based spend controls, supporting bank transfers, mobile money, and stablecoins across 130+ countries.",
          "status": "dead",
          "geographies": [
            "130+ countries"
          ],
          "integration": {
            "api": true,
            "sdk": true
          },
          "category": "money",
          "details": {
            "offering_type": [
              "wallet"
            ],
            "rails": [
              "bank transfer",
              "mobile money",
              "USDC",
              "USDT",
              "Interledger"
            ],
            "spend_controls": [
              "daily spending caps",
              "per-transaction limits",
              "approval workflows for transactions above a threshold"
            ]
          }
        }
      ]
    },
    {
      "id": "circuit-chisel-atxp",
      "name": "Circuit & Chisel (ATXP)",
      "aliases": [
        "ATXP"
      ],
      "url": "https://atxp.ai/",
      "tagline": "ATXP gives AI agents an account with an email address, an Ethereum wallet, and starting credits so they can pay for inference and tools on their own.",
      "status": "active",
      "founded": 2025,
      "funding": "Raised 19.2 million dollars in seed funding announced September 2025, led by Primary Venture Partners and ParaFi Capital, with participation from Stripe, Coinbase Ventures, Solana Ventures, Samsung Next, and Polygon Labs.",
      "docs_url": "https://docs.atxp.ai/",
      "sources": [
        "https://atxp.ai/",
        "https://docs.atxp.ai/",
        "https://www.prnewswire.com/news-releases/circuit--chisel-secures-19-2-million-and-launches-atxp-a-web-wide-protocol-for-agentic-payments-302562331.html"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "An agent account created via the atxp CLI or SDK gets an Ethereum wallet, 5 dollars in starting credits, and a connection token so the agent can pay for LLM inference and MCP tools without an operator managing API keys or vendor accounts.",
          "status": "live",
          "acquisition": "self_serve",
          "pricing": {
            "summary": "Free to create an account, with a 5 dollar starting credit balance. No subscription; usage is pay per use, and agents can top up via the fund command."
          },
          "integration": {
            "api": true,
            "sdk": true,
            "mcp": true
          },
          "category": "money",
          "details": {
            "offering_type": [
              "wallet",
              "rail"
            ],
            "rails": [
              "ATXP",
              "Ethereum"
            ],
            "who_can_open": "AI agents and their operators/developers, via self-service account creation with no human login required."
          }
        }
      ]
    },
    {
      "id": "coinbase-agentkit-x402-agentic-wallets",
      "name": "Coinbase (AgentKit / x402 / Agentic Wallets)",
      "aliases": [
        "AgentKit",
        "CDP Agentic Wallets",
        "x402"
      ],
      "url": "https://www.coinbase.com/developer-platform/products/agentkit",
      "tagline": "Coinbase Developer Platform gives AI agents onchain wallets, an open HTTP payment protocol, and a skills library for sending, trading, and earning crypto.",
      "status": "active",
      "founded": 2012,
      "docs_url": "https://docs.cdp.coinbase.com/x402/welcome",
      "sources": [
        "https://www.coinbase.com/developer-platform/products/agentkit",
        "https://github.com/coinbase/agentkit",
        "https://www.coinbase.com/developer-platform/discover/launches/agentic-wallets",
        "https://docs.cdp.coinbase.com/x402/welcome",
        "https://x402.org/"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "editorial": "Coinbase bundles three related but distinct pieces under this umbrella: AgentKit (an open-source, Apache-2.0 skills framework for wallet actions across frameworks like LangChain and MCP), Agentic Wallets (MPC/TEE-secured non-custodial wallets with spend controls, launched February 2026), and x402 (an open HTTP-based stablecoin payment protocol and Coinbase-hosted facilitator). Only the wallet and payment-rail pieces fall in the money category for this registry; AgentKit itself is a dev-tooling SDK layered on top.",
      "offerings": [
        {
          "what_you_get": "Agents get a non-custodial wallet secured via MPC and TEEs, with programmable spend controls, that can send, trade, and receive crypto autonomously via the AgentKit skills library or an MCP server.",
          "status": "live",
          "acquisition": "self_serve",
          "integration": {
            "api": true,
            "sdk": true,
            "mcp": true
          },
          "gotchas": [
            "AgentKit is an open-source framework layered on top; the underlying custody is provided by CDP Server Wallets v2.",
            "Also integrates with third-party wallet providers Privy and Viem rather than only Coinbase-custodied wallets."
          ],
          "category": "money",
          "details": {
            "offering_type": [
              "wallet"
            ],
            "custody_model": "self",
            "rails": [
              "Base",
              "Ethereum",
              "Solana"
            ],
            "spend_controls": [
              "programmable spend limits"
            ]
          }
        },
        {
          "what_you_get": "Agents and servers get an open HTTP payment protocol (x402) that lets a client pay for an API or resource in stablecoins directly over an HTTP 402 response, with Coinbase's hosted facilitator handling verification and onchain settlement.",
          "status": "live",
          "acquisition": "self_serve",
          "pricing": {
            "summary": "Coinbase's hosted x402 facilitator gives a free tier of 1,000 settled payments per month, then charges $0.001 per settled payment.",
            "url": "https://docs.cdp.coinbase.com/x402/welcome"
          },
          "integration": {
            "api": true,
            "sdk": true
          },
          "gotchas": [
            "x402 is an open, permissionless protocol; using it does not require any Coinbase product, and anyone can run their own facilitator instead of Coinbase's hosted one."
          ],
          "category": "money",
          "details": {
            "offering_type": [
              "rail"
            ],
            "custody_model": "self",
            "rails": [
              "Base",
              "Polygon",
              "Arbitrum",
              "World",
              "Solana",
              "USDC"
            ]
          }
        }
      ]
    },
    {
      "id": "coinflow",
      "name": "Coinflow",
      "aliases": [
        "Coinflow Labs"
      ],
      "url": "https://www.coinflow.cash/",
      "tagline": "Coinflow is stablecoin-based payments infrastructure that lets merchants accept and settle payments instantly, including payments initiated by AI agents via x402.",
      "status": "active",
      "founded": 2022,
      "funding": "Raised a $25M Series A in October 2025 led by Pantera Capital, with Coinbase Ventures, CMT Digital, Jump Capital, Reciprocal Ventures, Digital Currency Group, and Draper Dragon participating.",
      "hq_country": "US",
      "docs_url": "https://docs.coinflow.cash/",
      "sources": [
        "https://www.coinflow.cash/",
        "https://docs.coinflow.cash/",
        "https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html",
        "https://fortune.com/crypto/2025/10/08/stablecoin-coinflow-startup-funding-round-pantera-stripe-payments/"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "editorial": "Coinflow is a merchant-side payments processor, not an agent-facing wallet or spend-control product. It earns a place here as a listed supporter of Mastercard's Agent Pay for Machines initiative and a participant in the x402 Foundation, meaning merchants using Coinflow can accept instant stablecoin payments from AI agents. Buyers looking for a wallet or card that an agent itself holds and spends from should look elsewhere in this registry.",
      "offerings": [
        {
          "what_you_get": "Merchants get payment acceptance and instant USDC settlement across cards, ACH, SEPA, and crypto, plus participation in the x402 open standard and Mastercard's Agent Pay for Machines initiative so they can accept payments initiated by AI agents.",
          "status": "live",
          "acquisition": "sales_led",
          "integration": {
            "api": true,
            "sdk": true
          },
          "standards": [
            "x402"
          ],
          "category": "money",
          "details": {
            "offering_type": [
              "rail"
            ],
            "custody_model": "custodial",
            "rails": [
              "USDC",
              "Visa",
              "Mastercard",
              "ACH",
              "SEPA",
              "Interac"
            ],
            "who_can_open": "Merchants and platforms (marketplaces, gaming, remittance, fintech, e-commerce, payroll); not a consumer or agent-held wallet product."
          }
        }
      ]
    },
    {
      "id": "corgi-insurance",
      "name": "Corgi Insurance",
      "url": "https://www.corgi.insure/",
      "tagline": "Corgi is a full-stack insurance carrier that underwrites tech and AI liability policies for startups, including AI agent companies.",
      "status": "active",
      "founded": 2024,
      "funding": "Raised roughly $378M in total as of May 2026, including a $108M seed and Series A, a $160M Series B at a $1.3B valuation, and a $106M Series B1 that doubled its valuation to $2.6B.",
      "hq_country": "US",
      "sources": [
        "https://www.corgi.insure/",
        "https://www.corgi.insure/ai",
        "https://www.corgi.insure/blog/where-can-ai-agent-startups-get-a-high-limit-professional-liability-quote-instantly",
        "https://www.ycombinator.com/companies/corgi-insurance",
        "https://www.forbes.com/sites/richardnieva/2026/05/28/corgi-doubles-valuation/",
        "https://www.forbes.com/sites/richardnieva/2026/05/06/corgi-ai-unicorn/",
        "https://www.reinsurancene.ws/corgi-secures-108m-to-expand-ai-native-insurance-platform-for-startups/"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "editorial": "Corgi is a general startup insurance carrier (CGL, cyber, D&O, EPLI, tech E&O) that also sells a Tech and AI Liability product marketed at AI and AI agent startups. The policy insures the AI company itself against claims arising from its product's behavior (model output failures, algorithmic bias, training data disputes) and explicitly names 'agentic liability' from autonomous decision-making as a distinct risk category. It is not a product that insures third parties against losses caused by an agent's actions, or that an agent operator buys per-agent; it is corporate liability insurance for companies that build AI agents.",
      "offerings": [
        {
          "what_you_get": "AI startups, including companies building AI agents, get a bundled liability policy (tech E&O, cyber, D&O, media liability) underwritten directly by Corgi, quoted in under 10 minutes with same-day binding.",
          "status": "live",
          "acquisition": "self_serve",
          "integration": {
            "api": false
          },
          "category": "insurance",
          "details": {
            "coverage_type": "Tech and AI Liability: technology errors and omissions, cyber liability, directors and officers, media liability, covering model output failures, algorithmic bias, training data IP disputes, and agentic liability from autonomous decision-making",
            "insured_party": "operator",
            "carrier_backing": "Technology Risk Retention Group, Inc. (TRRG)"
          }
        }
      ]
    },
    {
      "id": "crossmint",
      "name": "Crossmint",
      "url": "https://www.crossmint.com/",
      "tagline": "Crossmint provides wallet, card, and stablecoin payment infrastructure that AI agents can use to hold funds and pay for goods and services.",
      "status": "active",
      "founded": 2022,
      "docs_url": "https://docs.crossmint.com/",
      "pricing_url": "https://www.crossmint.com/pricing",
      "sources": [
        "https://www.crossmint.com/",
        "https://www.crossmint.com/solutions/agentic-payments",
        "https://docs.crossmint.com/solutions/ai-agents/agent-wallets/overview",
        "https://www.crossmint.com/pricing",
        "https://www.crossmint.com/learn/agentic-payments-protocols-compared"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "Agents get a non-custodial stablecoin wallet with programmable guardrails, virtual card support, and x402 support for agent payments.",
          "status": "live",
          "acquisition": "sales_led",
          "pricing": {
            "summary": "Wallets are free for the first 1,000 monthly active wallets, then overages start at $0.05 per MAU with volume discounts. Enterprise plans are sales-led with custom pricing.",
            "url": "https://www.crossmint.com/pricing"
          },
          "integration": {
            "api": true,
            "sdk": true
          },
          "category": "money",
          "details": {
            "offering_type": [
              "wallet",
              "card",
              "rail"
            ],
            "custody_model": "self",
            "rails": [
              "USDC",
              "x402",
              "Visa"
            ],
            "spend_controls": [
              "spending limits",
              "merchant whitelisting",
              "human approval thresholds"
            ],
            "who_can_open": "Developers and platforms integrating via API or SDK; agentic payment access is sales-led or request-access."
          }
        }
      ]
    },
    {
      "id": "discern",
      "name": "Discern",
      "url": "https://www.discern.com/",
      "tagline": "Discern provides registered agent service and automates entity compliance filings like annual reports, franchise tax, and formations.",
      "status": "active",
      "founded": 2024,
      "funding": "Raised a $4.5M pre-seed round led by Walkabout Ventures, with over 30 founders and operators participating.",
      "pricing_url": "https://www.discern.com/pricing",
      "sources": [
        "https://www.discern.com/",
        "https://www.discern.com/product/registered-agent-service",
        "https://www.discern.com/pricing",
        "https://www.prweb.com/releases/discern-raises-4-5m-to-be-the-registered-agent-of-the-future-302265414.html"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "editorial": "Discern sells registered agent and compliance automation to companies broadly, with no agent-specific product or messaging found. Included because registered agent service and entity filing infrastructure is a building block any legally-wrapped agent entity would need, not because Discern targets agent operators today.",
      "offerings": [
        {
          "what_you_get": "A digital registered agent service in all 51 US jurisdictions with automated annual report filing, franchise tax tracking, entity formations, and foreign registrations from a single dashboard.",
          "status": "live",
          "acquisition": "self_serve",
          "pricing": {
            "summary": "$350 per state registration per year for registered agent service, annual report filing, and franchise tax automation. Entity formations and foreign registrations are $99 (or $249 for professional entities) plus state fees. Certificates of good standing are $50 plus state fees. Other filings such as amendments and dissolutions are $149 plus state fees. Change of agent filings are free. Custom pricing for 50+ entities.",
            "url": "https://www.discern.com/pricing"
          },
          "category": "legal",
          "details": {
            "offering_type": "registration_regime",
            "jurisdictions": [
              "US"
            ],
            "entity_types": [
              "LLC",
              "Corporation",
              "PC",
              "PLLC",
              "LLP"
            ]
          }
        }
      ]
    },
    {
      "id": "dock-labs-truvera",
      "name": "Dock Labs (Truvera)",
      "aliases": [
        "Dock",
        "Truvera",
        "Dock.io"
      ],
      "url": "https://www.dock.io/",
      "tagline": "Truvera issues and verifies W3C verifiable credentials that give AI agents a verified identity and delegated authority from the user who authorized them.",
      "status": "active",
      "founded": 2017,
      "funding": "Raised $20M from investors including 1kx, Alphabit, and Liquid 2 Ventures.",
      "hq_country": "CH",
      "docs_url": "https://docs.truvera.io/",
      "sources": [
        "https://www.dock.io/",
        "https://www.dock.io/industries/ai-agent-identity-solution",
        "https://www.dock.io/post/dock-labs-for-ai-builders",
        "https://www.dock.io/post/know-your-agent-solving-identity-for-ai-agents-video-and-takeaways",
        "https://www.dock.io/post/what-is-dock-labs",
        "https://docs.truvera.io/"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "Agents get a W3C verifiable credential that identifies them and encodes a delegated-authority grant from the authorizing user, including scope, spending caps, merchant restrictions, and expiration, which a merchant or platform can verify via API in real time.",
          "status": "live",
          "acquisition": "sales_led",
          "integration": {
            "api": true,
            "sdk": true
          },
          "category": "identity",
          "details": {
            "credential_type": "W3C Verifiable Credential (identity credential plus delegated-authority credential)",
            "who_accepts": [
              "Merchants and platforms integrating Truvera's verification API"
            ],
            "delegation_model": "Time-bound, scoped delegated-authority credentials specifying spending limits, merchant scope, and data access rules issued by the authorizing user to the agent.",
            "revocation": "Instant revocation of credentials across all agents without code changes."
          }
        }
      ]
    },
    {
      "id": "experian",
      "name": "Experian Agent Trust",
      "aliases": [
        "Experian"
      ],
      "url": "https://www.experian.com/business/products/agent-trust",
      "tagline": "Experian Agent Trust issues a real time trust token that links a verified consumer, their device, and the AI agent acting on their behalf.",
      "status": "active",
      "sources": [
        "https://www.experian.com/business/products/agent-trust",
        "https://www.experianplc.com/newsroom/press-releases/2026/experian-announces-agent-trust-to-power-trusted-ai-driven-commer",
        "https://www.experian.com/blogs/news/2026/04/30/experian-agent-trust/"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "editorial": "Experian is a large, established credit bureau extending its identity verification business into agent commerce rather than an agent-native startup. As of this writing the offering is a newly announced framework built with launch partners Visa, Cloudflare, and Skyfire, with no public pricing or self-serve signup found.",
      "offerings": [
        {
          "what_you_get": "Businesses get a Know Your Agent (KYA) framework that issues an Agent Trust Token binding a verified consumer, their device, and an AI agent acting on their behalf, plus an Agent Registry that scores agent behavior and risk over time.",
          "status": "announced",
          "acquisition": "sales_led",
          "integration": {
            "api": true
          },
          "standards": [
            "kya"
          ],
          "category": "identity",
          "details": {
            "credential_type": "Agent Trust Token",
            "delegation_model": "Human-to-agent binding linking a verified consumer, device, and agent",
            "reputation_model": "Agent Registry tracking agent behavior and risk signals over time"
          }
        }
      ]
    },
    {
      "id": "hevn",
      "name": "HEVN",
      "url": "https://gethevn.com/",
      "tagline": "HEVN gives finance teams and AI agents global business accounts, cards, and payroll payouts with per-agent spend limits and approvals.",
      "status": "active",
      "founded": 2026,
      "docs_url": "https://hevninc.mintlify.app/",
      "sources": [
        "https://gethevn.com/",
        "https://gethevn.com/llm-info",
        "https://hevninc.mintlify.app/",
        "https://www.ycombinator.com/companies/hevn-inc"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "editorial": "The company's marketing domain resolves at gethevn.com; the gohevn.com URL supplied for this entry does not resolve. There is also a separate hevn.finance site with overlapping business banking positioning; this entry covers the gethevn.com product, which is the one that explicitly targets AI agents.",
      "offerings": [
        {
          "what_you_get": "Companies get named virtual business accounts in the US, UK, EU, and UAE, USD cards, and contractor/vendor payout automation, with an API and CLI that let AI agents run payments and payroll within per-API-key spend limits and approval workflows.",
          "status": "live",
          "acquisition": "self_serve",
          "pricing": {
            "summary": "$1 per transaction fixed fee, 0.25 to 0.5 percent FX fee, 0 percent stablecoin withdrawal fee, per the pricing comparison table on the company's own site."
          },
          "integration": {
            "api": true,
            "sdk": true,
            "mcp": true
          },
          "gotchas": [
            "HEVN is a fintech platform, not a bank; underlying accounts are provided by regulated partner institutions that are not named on the public site.",
            "No partner bank, custody model, or FDIC passthrough details are published."
          ],
          "category": "money",
          "details": {
            "offering_type": [
              "account",
              "card",
              "rail"
            ],
            "rails": [
              "ACH",
              "SEPA",
              "SWIFT",
              "UAEFTS",
              "USDC"
            ],
            "spend_controls": [
              "per-API-key spend limits",
              "hybrid approval workflows",
              "role-based permissions",
              "isolated agent sub-accounts"
            ],
            "who_can_open": "Non-US and international companies needing US, UK, EU, or UAE business accounts, including finance teams and their AI agents."
          }
        }
      ]
    },
    {
      "id": "inkbox",
      "name": "Inkbox",
      "url": "https://inkbox.ai/",
      "tagline": "Inkbox gives AI agents a persistent identity with an email inbox, a phone number, and a public tunnel URL.",
      "status": "active",
      "founded": 2026,
      "funding": "Backed by Y Combinator (S26 batch)",
      "docs_url": "https://inkbox.ai/docs/get-started/introduction",
      "pricing_url": "https://inkbox.ai/pricing",
      "sources": [
        "https://inkbox.ai/",
        "https://inkbox.ai/docs/get-started/introduction",
        "https://inkbox.ai/pricing",
        "https://github.com/inkbox-ai/inkbox",
        "https://github.com/inkbox-ai"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "Each agent identity gets a mailbox with a unique @inkboxmail.com address that can send and receive email, with thread management, search, and filtering. Custom sending domains are available on paid plans.",
          "status": "live",
          "acquisition": "self_serve",
          "pricing": {
            "summary": "Free tier includes 3 agent identities with mailboxes and no credit card required. Hobbyist is $10/month for 5 identities and 5 custom email domains. Developer is $25/month for 15 identities and 15 custom email domains. Enterprise is custom pricing.",
            "url": "https://inkbox.ai/pricing"
          },
          "integration": {
            "api": true,
            "sdk": true
          },
          "category": "email",
          "details": {
            "address_model": "both",
            "direction": "both",
            "inbox_api": true
          }
        },
        {
          "what_you_get": "Phone-enabled agent identities get a real PSTN number for calls with audio streaming and SMS/MMS, available as an optional add-on to an identity.",
          "status": "live",
          "acquisition": "self_serve",
          "pricing": {
            "summary": "Free tier has no phone numbers. Hobbyist ($10/month) includes 1 phone-enabled identity with 300 SMS/MMS and 30 call minutes monthly. Developer ($25/month) includes 3 phone-enabled identities with the same per-identity allowance. Overage is $0.03 per SMS/MMS ($0.02 with a registered 10DLC campaign) and $0.03 per call minute.",
            "url": "https://inkbox.ai/pricing"
          },
          "integration": {
            "api": true,
            "sdk": true
          },
          "category": "phone",
          "details": {
            "number_types": [
              "local"
            ],
            "countries": [
              "US"
            ],
            "capabilities": [
              "sms",
              "voice",
              "mms"
            ]
          }
        }
      ]
    },
    {
      "id": "klaimee",
      "name": "Klaimee",
      "url": "https://www.klaimee.ai/",
      "tagline": "Klaimee provides liability insurance, risk certification, and a performance guarantee for companies deploying autonomous AI agents.",
      "status": "active",
      "founded": 2026,
      "hq_country": "US",
      "sources": [
        "https://www.klaimee.ai/",
        "https://www.ycombinator.com/companies/klaimee",
        "https://www.ycombinator.com/launches/QCC-klaimee-insures-your-ai-agents"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "Companies deploying AI agents get a risk evaluation and certification (public data scanning, a governance questionnaire, and over 100 adversarial probes for prompt injection, jailbreaks, decision drift, data leakage, and bias), backed by liability insurance and a performance guarantee, delivered within 24 hours.",
          "status": "live",
          "acquisition": "sales_led",
          "category": "insurance",
          "details": {
            "coverage_type": "Third party liability for harm to customers or external parties, and first party coverage for damage to the company's own systems, data, or operations, arising from AI agent actions such as wrong outputs, unauthorized actions, data exposure, prompt injection, or wrongful commitments.",
            "insured_party": "operator",
            "limits": "Liability policy limits not publicly disclosed.",
            "notable_exclusions": [
              "Safety-critical and physical-world use cases such as autonomous vehicles and robotics"
            ]
          }
        }
      ]
    },
    {
      "id": "knowthat-ai",
      "name": "KnowThat.ai",
      "aliases": [
        "Know Your Agent",
        "Agent Reputation Directory"
      ],
      "url": "https://knowthat.ai/",
      "tagline": "KnowThat.ai is a public registry where operators can look up an AI agent's verification status and behavioral reputation before granting it access.",
      "status": "active",
      "sources": [
        "https://knowthat.ai/",
        "https://www.vouched.id/know-your-agent",
        "https://www.vouched.id/learn/vouched-unveils-know-your-agent-for-ai-identity-trust"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "editorial": "KnowThat.ai is the public registry component of Vouched's Know Your Agent suite. Vouched also sells a separate commercial identity server (MCP-Identity Server / Agent Checkpoint) that is not part of this entry; this entry covers the free public reputation directory and the MCP-I identity specification it is built on.",
      "offerings": [
        {
          "what_you_get": "Operators can look up an AI agent's verification status and trust score, and can report on an agent's behavior to a shared, community-built reputation history.",
          "status": "live",
          "acquisition": "self_serve",
          "integration": {
            "api": true
          },
          "category": "identity",
          "details": {
            "credential_type": "MCP-I identity signal",
            "who_accepts": [
              "MCP servers",
              "operators vetting agent access"
            ],
            "reputation_model": "Community-reported behavior history aggregated into a per-agent trust score, contributed by reporting operators."
          }
        }
      ]
    },
    {
      "id": "locus-natural-locus",
      "name": "Locus",
      "aliases": [
        "Natural Locus",
        "Pay With Locus"
      ],
      "url": "https://paywithlocus.com/",
      "tagline": "Locus gives AI agents a USDC wallet on Base with spending limits and permissions that developers set and that are enforced on every transaction.",
      "status": "active",
      "founded": 2025,
      "docs_url": "https://docs.paywithlocus.com/",
      "sources": [
        "https://paywithlocus.com/",
        "https://www.ycombinator.com/companies/locus",
        "https://www.ycombinator.com/launches/Oj6-locus-payment-infrastructure-for-ai-agents",
        "https://www.ycombinator.com/launches/Qqk-locus-founder"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "editorial": "Y Combinator Fall 2025 company, two-person team as of launch. Product is available through beta.paywithlocus.com, and the public site says Build with Locus, Checkout with Locus, and the API catalog are live on the beta.",
      "offerings": [
        {
          "what_you_get": "Agents get a non-custodial smart wallet on Base funded with USDC, with developer-defined spending limits, per-transaction budgets, approval thresholds, and vendor allowlists enforced on every transaction, plus a checkout SDK that settles sale proceeds into the wallet and pay-per-use access to third-party APIs from the same balance.",
          "status": "beta",
          "acquisition": "waitlist",
          "integration": {
            "api": true,
            "sdk": true
          },
          "gotchas": [
            "Product access is through the beta site.",
            "No public fee schedule for wallet funding or settlement was found."
          ],
          "category": "money",
          "details": {
            "offering_type": [
              "wallet"
            ],
            "custody_model": "self",
            "rails": [
              "USDC",
              "Base"
            ],
            "spend_controls": [
              "per-transaction budgets",
              "spending limits",
              "approval thresholds",
              "vendor allowlists"
            ],
            "who_can_open": "Developers building AI agents, via beta sign-up"
          }
        }
      ]
    },
    {
      "id": "mailbox-bot",
      "name": "mailbox.bot",
      "url": "https://mailbox.bot/",
      "tagline": "mailbox.bot gives AI agents a physical mailing address and an API for sending and receiving postal mail.",
      "status": "active",
      "hq_country": "US",
      "docs_url": "https://mailbox.bot/docs",
      "pricing_url": "https://mailbox.bot/pricing",
      "sources": [
        "https://mailbox.bot/",
        "https://mailbox.bot/pricing",
        "https://mailbox.bot/docs"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "On the live free plan, agents get an inbound forwarding alias for scanning and OCR of mail sent to an existing address, plus outbound mail sending, via API, MCP, and webhooks. A mailbox.bot-issued street address with a mailbox number is announced on the Premium plan but is not yet live (waitlist, issuing August 2026).",
          "status": "beta",
          "geographies": [
            "US"
          ],
          "acquisition": "self_serve",
          "pricing": {
            "summary": "Free plan (live) includes inbound forwarding and outbound mail API access with no monthly fee. Premium plan is announced at $10/month for a mailbox.bot-issued street address with mailbox number, requiring identity verification and USPS Form 1583, but is not yet live (waitlist, issuing August 2026). Outbound mail is billed per send: $1.00 for a single-page USPS First-Class letter plus $0.30 per additional black and white page or $0.70 per additional color page, $15.00 for USPS Priority Mail flat rate, $10.00 for USPS Certified Mail, and $24.00 for Certified Mail with Electronic Return Receipt. FedEx and UPS use live carrier pricing.",
            "url": "https://mailbox.bot/pricing"
          },
          "integration": {
            "api": true,
            "mcp": true
          },
          "category": "address",
          "details": {
            "address_type": [
              "virtual"
            ],
            "mail_handling": [
              "scan",
              "forward"
            ],
            "registered_agent_eligible": false
          }
        }
      ]
    },
    {
      "id": "meow-technologies",
      "name": "Meow Technologies",
      "aliases": [
        "Meow"
      ],
      "url": "https://www.meow.com/",
      "tagline": "Meow provides business banking and treasury accounts that AI agents can open and operate through an MCP endpoint.",
      "status": "active",
      "founded": 2021,
      "funding": "Raised $5M in 2021 in a round led by Tiger Global.",
      "docs_url": "https://www.meow.com/mcp",
      "sources": [
        "https://www.meow.com/",
        "https://www.meow.com/mcp",
        "https://thepaypers.com/fintech/news/meow-technologies-rolls-out-agentic-banking-platform-for-ai-agents",
        "https://www.coindesk.com/business/2021/11/08/meow-raises-5m-to-connect-corporate-treasurers-to-crypto-markets"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "AI agents can open a business bank account, query balances, move money over ACH, wire, book transfer, or stablecoin rails, and issue corporate cards with custom spend limits, all through an MCP endpoint at meow.com/mcp.",
          "status": "live",
          "acquisition": "self_serve",
          "pricing": {
            "summary": "No wire fees, ACH fees, or monthly account fees, and no minimum balance or credit check for corporate cards."
          },
          "integration": {
            "api": true,
            "mcp": true
          },
          "gotchas": [
            "By default, agents cannot move money unilaterally; transfers require the initiator/approver and permission controls described by Meow."
          ],
          "category": "money",
          "details": {
            "offering_type": [
              "account",
              "card"
            ],
            "custody_model": "custodial",
            "partner_bank": "Cross River Bank and Grasshopper Bank, N.A.; Meow card disclosures also name Cross River Bank and Community Federal Savings Bank depending on product.",
            "fdic_passthrough": true,
            "rails": [
              "ACH",
              "wire",
              "book transfer",
              "USDC",
              "USDT"
            ],
            "spend_controls": [
              "custom card spend limits",
              "two-factor authentication",
              "initiator/approver workflows",
              "role-based permissions"
            ],
            "fees": "No wire fees, ACH fees, or monthly account fees.",
            "who_can_open": "Businesses, including those formed with AI agent guidance through Meow's platform."
          }
        }
      ]
    },
    {
      "id": "mount",
      "name": "Mount",
      "url": "https://mount.insure",
      "tagline": "Mount sells liability insurance for companies deploying AI agents in production, alongside security scanning of the agent deployment.",
      "status": "active",
      "founded": 2026,
      "hq_country": "US",
      "sources": [
        "https://mount.insure/",
        "https://mount.insure/insurance",
        "https://www.ycombinator.com/companies/mount"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "A liability insurance policy for a company deploying AI agents in production, covering losses from unauthorized agent actions, erroneous agent actions, data or tool misuse, and verified prompt or tool manipulation events. The policy is paired with security scanning and remediation of the agent deployment before underwriting.",
          "status": "live",
          "acquisition": "sales_led",
          "pricing": {
            "summary": "Pricing is not published. The company describes dynamic pricing and quote requests via a scheduling link."
          },
          "category": "insurance",
          "details": {
            "coverage_type": "AI agent liability insurance covering unauthorized actions, erroneous actions, data and tool misuse, and prompt or tool manipulation events",
            "insured_party": "operator"
          }
        }
      ]
    },
    {
      "id": "natural",
      "name": "Natural",
      "aliases": [
        "Natural AI"
      ],
      "url": "https://www.natural.co/",
      "tagline": "Natural provides API and MCP payment accounts for AI agents, with banking services provided by Column N.A.",
      "status": "active",
      "docs_url": "https://docs.natural.co/",
      "pricing_url": "https://www.natural.co/pricing",
      "sources": [
        "https://www.natural.co/"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "Agents get payment orchestration for holding, receiving, sending, requesting, and transferring funds.",
          "status": "live",
          "integration": {
            "api": true,
            "mcp": true
          },
          "category": "money",
          "details": {
            "offering_type": [
              "account",
              "rail"
            ],
            "custody_model": "custodial",
            "partner_bank": "Column N.A.",
            "fdic_passthrough": true
          }
        }
      ]
    },
    {
      "id": "nekuda",
      "name": "Nekuda",
      "url": "https://nekuda.ai/",
      "tagline": "Nekuda gives AI agents a wallet SDK that stores payment credentials and reveals them just-in-time under user-authorized mandates.",
      "status": "active",
      "founded": 2024,
      "funding": "Raised 5 million dollars in a seed round led by Madrona with participation from Amex Ventures and Visa Ventures, announced May 2025.",
      "hq_country": "US",
      "docs_url": "https://docs.nekuda.ai/",
      "sources": [
        "https://nekuda.ai/",
        "https://docs.nekuda.ai/system-overview",
        "https://www.businesswire.com/news/home/20250514808097/en/Nekuda-Raises-$5M-Led-by-Madrona-Together-with-Amex-Ventures-and-Visa-Ventures-to-Power-Agentic-Payments",
        "https://github.com/nekuda-ai"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "editorial": "Nekuda's public site has shifted toward an AI-visibility and checkout-monitoring product for merchants called AgentLane, but its developer docs still describe the original wallet SDK for agent payments, which is the offering that fits this registry.",
      "offerings": [
        {
          "what_you_get": "Developers get a frontend SDK to securely collect a user's card details into a wallet, plus a backend SDK that lets an agent create spend mandates and retrieve the card as a network token or PAN just-in-time at checkout.",
          "status": "live",
          "integration": {
            "api": true,
            "sdk": true
          },
          "category": "money",
          "details": {
            "offering_type": [
              "wallet"
            ],
            "rails": [
              "Visa",
              "Mastercard"
            ],
            "spend_controls": [
              "user-authorized mandates specifying product, price, and merchant before card reveal"
            ]
          }
        }
      ]
    },
    {
      "id": "nevermined",
      "name": "Nevermined",
      "url": "https://nevermined.ai/",
      "tagline": "Nevermined provides payment infrastructure that lets AI agents pay for services and lets merchants bill AI agents.",
      "status": "active",
      "founded": 2022,
      "funding": "Raised a $4M round announced January 2025, led by Generative Ventures.",
      "hq_country": "CH",
      "sources": [
        "https://nevermined.ai/",
        "https://nevermined.ai/solutions/",
        "https://www.pymnts.com/news/investment-tracker/2025/nevermined-raises-4-million-to-help-ai-agents-pay-and-get-paid/",
        "https://siliconangle.com/2025/01/09/decentralized-payments-startup-nevermined-raises-4m-unlock-ai-ai-agent-commerce/",
        "https://www.morningstar.com/news/accesswire/1154916msn/nevermined-launches-ai-agent-card-payments-with-x402-opening-a-new-market",
        "https://nevermined.ai/blog/nevermined-unlocks-autonomous-agent-card-payments-with-x402-opening-a-new-market-for-publishers-digital-merchants"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "Agents get a delegated payment credential, backed by a user's Visa card or a crypto wallet, that can autonomously buy articles, datasets, and API responses within budget limits, per-purchase caps, merchant restrictions, and time windows set by the cardholder. Merchants get a settlement layer to bill agents with usage based metering, settled through existing processors like Stripe or via USDC and EURC on Base, Solana, and Polygon.",
          "status": "live",
          "acquisition": "self_serve",
          "integration": {
            "api": true,
            "sdk": true,
            "mcp": true
          },
          "standards": [
            "x402"
          ],
          "category": "money",
          "details": {
            "offering_type": [
              "rail",
              "card"
            ],
            "custody_model": "hybrid",
            "rails": [
              "Visa",
              "x402",
              "Stripe",
              "USDC",
              "EURC"
            ],
            "spend_controls": [
              "total budget limits",
              "per-purchase caps",
              "merchant restrictions",
              "time-based validity windows"
            ],
            "who_can_open": "Users with a Visa card who delegate spending authority to an agent, and merchants or API providers with existing payment infrastructure."
          }
        }
      ]
    },
    {
      "id": "otoco",
      "name": "OtoCo",
      "url": "https://otoco.io/",
      "tagline": "OtoCo forms and manages US LLCs onchain, with an AI agent (Genco) that can set up and operate the entity on a founder's behalf.",
      "status": "active",
      "docs_url": "https://otoco.gitbook.io/otoco/",
      "sources": [
        "https://otoco.io/",
        "https://blog.otoco.io/your-ai-agent-ready-to-form-and-manage-your-entity/",
        "https://blog.otoco.io/otoco-gencoai/"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "Founders (including AI agents acting on a founder's behalf) can form a Delaware or Wyoming LLC, get an EIN without a US Social Security Number, and open a US bank account remotely, with an onchain record of ownership.",
          "status": "live",
          "geographies": [
            "US"
          ],
          "acquisition": "self_serve",
          "pricing": {
            "summary": "Instant (protected series under OtoCo's Master LLC) is $99/yr. Standalone (independent state-filed LLC, 2-3 day formation) is $299/yr. Bring Your Own Entity (attach an existing LLC) is $149 one-time setup with the first year of services included."
          },
          "integration": {
            "api": true
          },
          "category": "legal",
          "details": {
            "offering_type": "formation",
            "jurisdictions": [
              "Delaware",
              "Wyoming"
            ],
            "entity_types": [
              "LLC"
            ]
          }
        }
      ]
    },
    {
      "id": "payman",
      "name": "Payman",
      "aliases": [
        "Payman AI"
      ],
      "url": "https://www.paymanai.com/",
      "tagline": "Payman gives AI agents funded wallets with programmable spend policies so they can pay humans and businesses.",
      "status": "active",
      "founded": 2024,
      "hq_country": "US",
      "docs_url": "https://docs.paymanai.com/",
      "sources": [
        "https://www.paymanai.com/",
        "https://docs.paymanai.com/development/quickstart",
        "https://docs.paymanai.com/sdks/check-balances",
        "https://docs.paymanai.com/resources/prompt"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "An agent gets a funded wallet (USD via ACH, USDC on-chain, or a test wallet) that it can use to pay humans or businesses, governed by a policy that sets spend limits and approval thresholds.",
          "status": "live",
          "integration": {
            "api": true,
            "sdk": true
          },
          "category": "money",
          "details": {
            "offering_type": [
              "wallet"
            ],
            "custody_model": "custodial",
            "rails": [
              "ACH",
              "USDC"
            ],
            "spend_controls": [
              "daily spend limit",
              "monthly spend limit",
              "per transaction limit",
              "approval threshold"
            ]
          }
        }
      ]
    },
    {
      "id": "payos",
      "name": "PayOS",
      "url": "https://payos.ai/",
      "tagline": "PayOS provides card-native payments infrastructure that lets AI agents vault cards, checkout, and manage billing through tokenized transactions.",
      "status": "active",
      "hq_country": "US",
      "sources": [
        "https://www.pymnts.com/artificial-intelligence-2/2025/payos-mastercard-complete-first-ai-payment/",
        "https://www.globenewswire.com/news-release/2025/04/30/3071744/0/en/PayOS-Teams-Up-with-Mastercard-and-Visa-Intelligent-Commerce-Emerges-From-Stealth-to-Power-AI-Driven-Payments.html"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "Agents get a wallet that vaults a user's card once and uses network-issued agentic tokens (Mastercard Agentic Tokens, Visa Intelligent Commerce) to checkout, send and receive payments, and handle recurring billing across a processor-agnostic platform.",
          "status": "waitlist",
          "acquisition": "waitlist",
          "integration": {
            "api": true
          },
          "category": "money",
          "details": {
            "offering_type": [
              "wallet",
              "card"
            ],
            "rails": [
              "Mastercard",
              "Visa"
            ]
          }
        }
      ]
    },
    {
      "id": "postal",
      "name": "Postal",
      "url": "https://www.usepostal.com/",
      "tagline": "Postal provides virtual business addresses, AI-powered mail scanning, and registered agent service to keep businesses compliant.",
      "status": "active",
      "sources": [
        "https://www.usepostal.com/",
        "https://www.usepostal.com/service/registered-agent",
        "https://www.usepostal.com/service/virtual-business-address",
        "https://www.usepostal.com/about"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "editorial": "Postal is a general business virtual mailbox, registered agent, and compliance service, not built specifically for AI agents. Its AI features are aimed at the human business owner. It is included because its scannable real street address and registered agent products are usable by or for an agent-operated entity.",
      "offerings": [
        {
          "what_you_get": "A real street business address in locations such as New York, California, and Delaware, with a unique suite number for receiving mail and packages.",
          "status": "live",
          "geographies": [
            "US"
          ],
          "acquisition": "self_serve",
          "pricing": {
            "summary": "First 6 months free, cancel anytime; paid plans thereafter not published on the site."
          },
          "integration": {
            "api": false
          },
          "category": "address",
          "details": {
            "address_type": [
              "real_street",
              "virtual"
            ],
            "mail_handling": [
              "scan",
              "forward",
              "check_deposit"
            ],
            "registered_agent_eligible": true
          }
        },
        {
          "what_you_get": "Registered agent service in any US state for a flat fee of $49 per year, including reception of legal and statutory documents and prompt notification of service of process.",
          "status": "live",
          "geographies": [
            "US"
          ],
          "acquisition": "self_serve",
          "pricing": {
            "summary": "$49 per year per entity per state; free when bundled with a virtual mailbox in select locations."
          },
          "category": "address",
          "details": {
            "address_type": [
              "registered_agent"
            ],
            "mail_handling": [
              "scan"
            ],
            "registered_agent_eligible": true
          }
        }
      ]
    },
    {
      "id": "postscan-mail",
      "name": "PostScan Mail",
      "url": "https://www.postscanmail.com/",
      "tagline": "PostScan Mail provides virtual mailboxes with real street addresses, mail scanning, forwarding, and an optional registered agent add-on.",
      "status": "active",
      "docs_url": "https://www.postscanmail.com/how-it-works.html",
      "pricing_url": "https://www.postscanmail.com/pricing.html",
      "sources": [
        "https://www.postscanmail.com/",
        "https://www.postscanmail.com/pricing.html",
        "https://www.postscanmail.com/how-it-works.html",
        "https://www.postscanmail.com/blog/virtual-mailbox-and-registered-agent-address-services-full-guide.html"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "editorial": "PostScan Mail is a consumer/SMB virtual mailbox provider, not built for AI agents specifically. It is included because a scannable, forwardable real street address with an API-adjacent digital mailroom is exactly the kind of infrastructure an agent-run business needs for an address; there is no evidence yet of agent-specific features like machine-readable mail APIs or agent identity verification.",
      "offerings": [
        {
          "what_you_get": "A real street address (not a PO box) with a digital mailbox where received mail can be opened, scanned, forwarded, discarded, shredded, or held for pickup, plus an optional registered agent add-on and virtual address for LLC use.",
          "status": "live",
          "geographies": [
            "US",
            "CA",
            "MX"
          ],
          "acquisition": "self_serve",
          "pricing": {
            "summary": "Starter $10/mo (30 items/mo, 0 scans, 1 recipient), Standard $20/mo (60 items/mo, 5 scans, 2 recipients), Premium $30/mo (120 items/mo, 10 scans, 4 recipients); annual billing discounts available; extra recipients $5/mo each; per-action fees for scanning, forwarding, and shredding beyond plan allowances; registered agent add-on billed separately.",
            "url": "https://www.postscanmail.com/pricing.html"
          },
          "integration": {
            "api": false
          },
          "category": "address",
          "details": {
            "address_type": [
              "real_street",
              "virtual",
              "registered_agent"
            ],
            "mail_handling": [
              "scan",
              "forward",
              "shred"
            ],
            "registered_agent_eligible": true
          }
        }
      ]
    },
    {
      "id": "primitive",
      "name": "Primitive",
      "url": "https://www.primitive.dev/",
      "tagline": "Primitive gives AI agents their own email addresses and an API to send, receive, and reply to email.",
      "status": "active",
      "founded": 2026,
      "hq_country": "US",
      "docs_url": "https://docs.primitive.dev/docs",
      "pricing_url": "https://www.primitive.dev/",
      "sources": [
        "https://www.primitive.dev/",
        "https://docs.primitive.dev/docs",
        "https://www.ycombinator.com/companies/primitive"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "editorial": "Primitive is email-only. It does not offer phone, SMS, or voice, so the phone category does not apply.",
      "offerings": [
        {
          "what_you_get": "An agent gets a managed email address on a primitive.email subdomain or a custom domain, plus a REST API, SDKs (Node.js, Python, Go), a CLI, and a hosted MCP server to send, receive, and reply to email.",
          "status": "live",
          "acquisition": "self_serve",
          "pricing": {
            "summary": "Three usage-based tiers: Developer is free with 5 dollars per month of usage credits, Power is 13 dollars per month with matching credits, Platinum is 299 dollars per month with matching credits. Metering covers inbound and outbound email, storage, function invocations, and runtime.",
            "url": "https://www.primitive.dev/"
          },
          "integration": {
            "api": true,
            "sdk": true,
            "mcp": true
          },
          "category": "email",
          "details": {
            "address_model": "both",
            "direction": "both",
            "deliverability_handling": "Managed SPF, DKIM, DMARC, TLS-RPT, inbound MX, bounce processing, and sending-IP reputation.",
            "inbox_api": true
          }
        }
      ]
    },
    {
      "id": "privy-a-stripe-company",
      "name": "Privy (a Stripe company)",
      "aliases": [
        "Privy",
        "Privy.io"
      ],
      "url": "https://www.privy.io/ai",
      "tagline": "Privy provisions self-custodial crypto wallets that AI agents can use to transact onchain under programmable policy controls.",
      "status": "acquired",
      "acquired_by": "stripe-agentic-commerce-suite-issuing-for-agents-acp",
      "status_note": "Acquired by Stripe in 2025 and continues to operate as a standalone product.",
      "docs_url": "https://docs.privy.io/",
      "pricing_url": "https://www.privy.io/pricing",
      "sources": [
        "https://www.privy.io/ai",
        "https://www.privy.io/pricing",
        "https://docs.privy.io/",
        "https://www.coindesk.com/business/2025/06/11/stripe-to-acquire-crypto-wallet-startup-privy-in-bid-to-expand-web3-capabilities",
        "https://www.kucoin.com/news/flash/stripe-acquires-privy-to-strengthen-ai-agent-payment-governance"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "editorial": "Privy is crypto wallet infrastructure, not a bank account, but it is one of the more explicit vendors marketing wallets for agentic use cases and Stripe is positioning it as the payment governance layer (spend limits, approvals) for agents interacting with crypto rails.",
      "offerings": [
        {
          "what_you_get": "Agents get self-custodial server-side wallets provisioned via API, with programmable policies, session keys, and gas subsidization to transact onchain across EVM and Solana chains.",
          "status": "live",
          "acquisition": "self_serve",
          "pricing": {
            "summary": "Free developer tier includes 50K signatures and $1M transaction volume monthly; paid Scale tiers by monthly active users are $299/month for 500 to 2,499 MAU and $499/month for 2,500 to 9,999 MAU; Enterprise plans use custom per-transaction or per-wallet pricing, quoted as low as $0.001 per signature.",
            "url": "https://www.privy.io/pricing"
          },
          "integration": {
            "api": true,
            "sdk": true
          },
          "category": "money",
          "details": {
            "offering_type": [
              "wallet"
            ],
            "custody_model": "self",
            "spend_controls": [
              "programmable policy engine",
              "session keys",
              "manual approval workflows",
              "role and permission management"
            ]
          }
        }
      ]
    },
    {
      "id": "rain",
      "name": "Rain",
      "url": "https://www.rain.xyz/",
      "tagline": "Rain is a stablecoin payments platform that lets enterprises issue cards, manage digital dollar accounts, and add spend controls for AI agents.",
      "status": "active",
      "founded": 2021,
      "funding": "Raised a $250M Series C led by ICONIQ at a $1.95B valuation in January 2026, after a $58M Series B and a $24.5M Series A.",
      "docs_url": "https://docs.rain.xyz/",
      "sources": [
        "https://www.rain.xyz/",
        "https://www.rain.xyz/cards",
        "https://www.rain.xyz/product/virtual-accounts",
        "https://www.rain.xyz/product/payments",
        "https://www.prnewswire.com/news-releases/rain-releases-agent-control-layer-bringing-programmatic-spending-guardrails-to-agentic-payments-302794541.html",
        "https://www.rain.xyz/resources/rain-raises-250m-series-c-to-scale-stablecoin-powered-payments-infrastructure-for-global-enterprises"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "editorial": "Rain is a stablecoin card issuing and payments platform for enterprises, not an agent-first product, but its June 2026 Agent Control Layer adds explicit spend guardrails and scoped virtual cards for AI agents on top of its existing card and account infrastructure.",
      "offerings": [
        {
          "what_you_get": "Businesses can issue scoped virtual cards backed by stablecoin balances to AI agents, with programmatic controls on merchants, amounts, frequency, active card counts, and expiration set before an agent can transact.",
          "status": "live",
          "acquisition": "sales_led",
          "integration": {
            "api": true
          },
          "category": "money",
          "details": {
            "offering_type": [
              "card",
              "rail"
            ],
            "custody_model": "hybrid",
            "partner_bank": "SSB (Customers Bank), Member FDIC; card issuance via Third National under license from Visa; Rain is a Mastercard Principal Member",
            "spend_controls": [
              "approved merchant category codes",
              "approved merchants",
              "transaction amount limits",
              "frequency limits",
              "active card quantity caps",
              "card expiration settings",
              "approved counterparties",
              "timing restrictions"
            ],
            "who_can_open": "Enterprises, neobanks, platforms, and AI agent operators building agentic payment or card issuing programs, onboarded via sales."
          }
        },
        {
          "what_you_get": "Businesses can open USD and MXN virtual accounts with persistent account and routing details that auto-convert deposits between fiat and stablecoins, supporting ACH, Fedwire, and SPEI transfers.",
          "status": "live",
          "acquisition": "sales_led",
          "integration": {
            "api": true
          },
          "category": "money",
          "details": {
            "offering_type": [
              "account"
            ],
            "custody_model": "hybrid",
            "partner_bank": "SSB (Customers Bank), Member FDIC",
            "fdic_passthrough": true,
            "rails": [
              "ACH",
              "Fedwire",
              "SPEI"
            ],
            "who_can_open": "Businesses and their end users, subject to KYC/KYB, sanctions screening, and ongoing AML and transaction monitoring."
          }
        }
      ]
    },
    {
      "id": "ramp",
      "name": "Ramp",
      "url": "https://agents.ramp.com/cards",
      "tagline": "Ramp issues virtual cards for AI agents with programmable spend controls built on Visa Intelligent Commerce.",
      "status": "active",
      "sources": [
        "https://agents.ramp.com/cards",
        "https://agents.ramp.com/",
        "https://ramp.com/blog/virtual-cards-for-ai-agents",
        "https://stabledash.com/news/2026-03-11-ramp-launches-agent-cards-to-enable-secure-autonomous-ai-spending"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "Agents get virtual cards with tokenized, per-transaction credentials, plus configurable limits on amount, merchant, velocity, time window, and expiration, so a human sponsor can authorize agent spending without exposing raw card data.",
          "status": "beta",
          "integration": {
            "api": true,
            "mcp": true
          },
          "gotchas": [
            "Agent Cards were described as early access at launch; general availability, pricing, and eligibility requirements were not disclosed in the sources reviewed."
          ],
          "category": "money",
          "details": {
            "offering_type": [
              "card"
            ],
            "rails": [
              "Visa"
            ],
            "spend_controls": [
              "per_transaction_limit",
              "merchant_restriction",
              "velocity_limit",
              "time_bound_expiration",
              "geofencing"
            ]
          }
        }
      ]
    },
    {
      "id": "rnwy",
      "name": "RNWY",
      "url": "https://rnwy.com/",
      "tagline": "RNWY issues a non-transferable on-chain identity credential for AI agents and scores their trustworthiness from wallet and on-chain activity history.",
      "status": "active",
      "sources": [
        "https://rnwy.com/",
        "https://rnwy.com/register",
        "https://rnwy.com/learn/ai-agent-passport",
        "https://rnwy.com/learn/know-your-agent",
        "https://rnwy.com/api"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "An agent registers via web form, API, or self-registration and receives a soulbound (non-transferable) token minted to its controlling wallet, plus a public profile and an algorithmic trust score derived from on-chain activity, wallet age, and transaction patterns.",
          "status": "live",
          "acquisition": "self_serve",
          "pricing": {
            "summary": "Registration is free. Soulbound token minting costs under $0.01 on-chain gas. The Trust API is free without a key at 30 requests per minute, or 300 requests per minute with a free API key.",
            "url": "https://rnwy.com/api"
          },
          "integration": {
            "api": true,
            "sdk": true,
            "mcp": true
          },
          "category": "identity",
          "details": {
            "credential_type": "ERC-5192 soulbound token identity, with attestations recorded via Ethereum Attestation Service on the Base blockchain",
            "who_accepts": [
              "RNWY's own trust-score API and AI Observatory directory",
              "ERC-8004 ecosystem participants"
            ],
            "delegation_model": "Credential is minted directly to the wallet an agent or its operator controls; the site describes support for both human-operated and autonomously self-registering agents.",
            "revocation": "The token cannot be transferred or revoked by an external authority; only the holder can burn it, by design, to prevent reputation laundering.",
            "reputation_model": "Algorithmic trust score and tier classification based on on-chain activity history, wallet age, and transaction patterns, with sybil detection and explainable scoring methodology."
          }
        }
      ]
    },
    {
      "id": "robotomail",
      "name": "Robotomail",
      "url": "https://robotomail.com/",
      "tagline": "Robotomail gives AI agents email mailboxes they can create, send, and receive from via API.",
      "status": "active",
      "docs_url": "https://robotomail.com/docs",
      "pricing_url": "https://robotomail.com/pricing",
      "sources": [
        "https://robotomail.com/",
        "https://robotomail.com/pricing",
        "https://robotomail.com/docs"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "Agents get a real email mailbox provisioned via API, and can send and receive email through REST endpoints, webhooks, SSE, or polling, using either a shared platform domain or the customer's own domain.",
          "status": "live",
          "acquisition": "self_serve",
          "pricing": {
            "summary": "Free plan with 10 test sends and 10 receives. Developer $19/mo for 10 mailboxes and 15,000 sends/month. Growth $79/mo for 50 mailboxes and unlimited sends. Scale $199/mo for 200 mailboxes, unlimited sends, and dedicated IPs. 3-day free trial and 30-day money-back guarantee on paid plans.",
            "url": "https://robotomail.com/pricing"
          },
          "integration": {
            "api": true
          },
          "category": "email",
          "details": {
            "address_model": "both",
            "direction": "both",
            "deliverability_handling": "Mail is sent through Resend with automatic DKIM signing and delivery tracking, and inbound mail is received via Stalwart mail server with MX records, polled every 5 seconds and delivered by webhook, SSE, or polling.",
            "inbox_api": true
          }
        }
      ]
    },
    {
      "id": "sendblue",
      "name": "Sendblue",
      "url": "https://www.sendblue.com/",
      "tagline": "Sendblue gives AI agents a dedicated phone line to send and receive iMessage, SMS, and MMS through a REST API.",
      "status": "active",
      "docs_url": "https://docs.sendblue.com/",
      "pricing_url": "https://www.sendblue.com/pricing",
      "sources": [
        "https://www.sendblue.com/",
        "https://www.sendblue.com/use-cases/ai-agents",
        "https://docs.sendblue.com/",
        "https://www.sendblue.com/pricing"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "A dedicated phone number that an AI agent or LLM can use to send and receive iMessage, with automatic fallback to RCS and SMS, plus MMS media, reactions, read receipts, and typing indicators, all through a webhook-based REST API. FaceTime calling via WebRTC is available with a separate FaceTime line purchase.",
          "status": "live",
          "acquisition": "self_serve",
          "pricing": {
            "summary": "Free sandbox with up to 10 verified contacts and no outbound sending. AI Agent plan is $100 per month per dedicated line with unlimited messaging and no per-message fees, 1,000 inbound contacts per day. Enterprise plan is custom, volume-based, and adds full outbound messaging, multiple lines, and SOC 2 and HIPAA compliance.",
            "url": "https://www.sendblue.com/pricing"
          },
          "integration": {
            "api": true,
            "mcp": true
          },
          "category": "phone",
          "details": {
            "number_types": [
              "local"
            ],
            "capabilities": [
              "sms",
              "voice",
              "mms"
            ]
          }
        }
      ]
    },
    {
      "id": "skyfire",
      "name": "Skyfire",
      "aliases": [
        "Skyfire Systems"
      ],
      "url": "https://skyfire.xyz/",
      "tagline": "Skyfire gives agents verified identity and payment credentials that work across the open internet.",
      "status": "active",
      "docs_url": "https://docs.skyfire.xyz/",
      "sources": [
        "https://skyfire.xyz/",
        "https://docs.skyfire.xyz/"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "Agents get a portable verified identity token for access, login, and agent protocol interactions.",
          "status": "live",
          "integration": {
            "api": true
          },
          "standards": [
            "kya"
          ],
          "category": "identity",
          "details": {
            "credential_type": "KYA token"
          }
        },
        {
          "what_you_get": "Agents get a wallet that supports checkout with tokenized card transactions and user mandates.",
          "status": "live",
          "integration": {
            "api": true
          },
          "standards": [
            "kya"
          ],
          "category": "money",
          "details": {
            "offering_type": [
              "wallet",
              "card"
            ],
            "rails": [
              "Visa",
              "Mastercard",
              "Discover",
              "USDC"
            ]
          }
        }
      ]
    },
    {
      "id": "slash",
      "name": "Slash",
      "url": "https://www.slash.com/platform/agents",
      "tagline": "Slash lets AI agents create cards, set spend limits, and move money on a business's Slash account through an MCP server, with human approval required for write actions.",
      "status": "active",
      "founded": 2021,
      "funding": "Raised a $100 million Series C in April 2026 at a $1.4 billion valuation, with investors including Khosla Ventures and Ribbit Capital.",
      "docs_url": "https://www.slash.com/platform/agents",
      "sources": [
        "https://www.slash.com/platform/agents",
        "https://www.slash.com/blog/now-live-connect-your-ai-agent-to-slash",
        "https://www.businesswire.com/news/home/20260415566517/en/Slash-Achieves-Unicorn-Status-Following-$100m-Series-C-Fundraise"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "Agents connect to an existing Slash business account via an MCP server and can create virtual or physical cards with spend limits, move money between accounts, pay invoices, send payments via Slash Pay, and query transaction history through a single API.",
          "status": "live",
          "acquisition": "sales_led",
          "integration": {
            "api": true,
            "mcp": true
          },
          "gotchas": [
            "Requires an existing Slash business banking account; not a standalone product for agents without a Slash account.",
            "Human-in-the-loop approval is required for write operations such as creating cards or sending payments, using read-only API keys that require sign-off before execution.",
            "Card data (PAN and CVV) is encrypted with RSA-OAEP so the agent only ever sees tokenized, encrypted data, not raw card numbers.",
            "No public self-serve pricing is listed for the agent platform; signup goes through a sales inquiry."
          ],
          "category": "money",
          "details": {
            "offering_type": [
              "account",
              "card"
            ],
            "custody_model": "custodial",
            "partner_bank": "Column N.A., Member FDIC",
            "spend_controls": [
              "per-card daily, monthly, or lifetime limits",
              "merchant locks",
              "human approval required before write actions execute"
            ],
            "who_can_open": "Existing Slash business banking customers connecting an MCP-compatible agent (Claude, GPT, Cursor, or custom agents) to their account."
          }
        }
      ]
    },
    {
      "id": "spenza",
      "name": "Spenza",
      "url": "https://spenza.com/",
      "tagline": "Spenza provisions phone numbers with SMS and voice APIs for AI agents, built on its MVNE telecom platform.",
      "status": "active",
      "docs_url": "https://phoneforaiagents.spenza.com/",
      "sources": [
        "https://spenza.com/",
        "https://phoneforaiagents.spenza.com/",
        "https://spenza.com/ai-phone-number/"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "editorial": "Spenza is primarily an MVNE (Mobile Virtual Network Enabler) platform for launching branded mobile connectivity businesses. Its AI agent phone offering is a product line built on that underlying telecom infrastructure, provisioning virtual numbers with SMS and voice APIs specifically marketed to AI agent builders.",
      "offerings": [
        {
          "what_you_get": "Agents get a local or international phone number provisioned via API, with SMS send and receive and real-time voice audio streaming over SIP or WebRTC.",
          "status": "live",
          "geographies": [
            "US",
            "UK",
            "EU",
            "40+ countries"
          ],
          "acquisition": "self_serve",
          "integration": {
            "api": true
          },
          "category": "phone",
          "details": {
            "number_types": [
              "local"
            ],
            "countries": [
              "US",
              "UK",
              "EU",
              "40+ countries"
            ],
            "capabilities": [
              "sms",
              "voice"
            ],
            "provisioning_time": "instant, via single API call"
          }
        }
      ]
    },
    {
      "id": "stable",
      "name": "Stable",
      "url": "https://www.usestable.com/",
      "tagline": "Stable provides virtual business addresses, mail scanning, and registered agent services with an API for automation.",
      "status": "active",
      "founded": 2019,
      "docs_url": "https://docs.usestable.com/docs/getting-started",
      "pricing_url": "https://www.usestable.com/pricing",
      "sources": [
        "https://www.usestable.com/",
        "https://www.usestable.com/products/registered-agent",
        "https://www.usestable.com/pricing",
        "https://docs.usestable.com/docs/getting-started",
        "https://support.usestable.com/en/articles/8236345-as-a-new-company-where-can-i-use-my-stable-address",
        "https://www.ycombinator.com/companies/stable"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "editorial": "Stable is a general business virtual mailbox and registered agent service, not built specifically for AI agents. It is included because its address, mail scanning, and registered agent products are usable by or for an agent-operated entity, and it exposes an API and webhooks that could route mail data to an agent workflow.",
      "offerings": [
        {
          "what_you_get": "A permanent virtual street address for business registration, mail receiving, and vendor correspondence, with mail scanning, shredding, and shipping actions available in the dashboard. The API currently supports searching and retrieving mail, creating locations, and USPS Form 1583 onboarding, with more endpoints in development.",
          "status": "live",
          "geographies": [
            "US"
          ],
          "acquisition": "self_serve",
          "pricing": {
            "summary": "Grow plan is $49 per month billed annually (30 pieces of mail per month, 1 address, 1 user). Scale plan is $83 per month billed annually (50 pieces of mail per month). Custom plan pricing is by sales quote.",
            "url": "https://www.usestable.com/pricing"
          },
          "integration": {
            "api": true
          },
          "category": "address",
          "details": {
            "address_type": [
              "virtual",
              "registered_agent"
            ],
            "mail_handling": [
              "scan",
              "forward",
              "shred"
            ],
            "registered_agent_eligible": true
          }
        },
        {
          "what_you_get": "A registered agent address in any of the 50 US states plus DC and Puerto Rico, with a person available during business hours to receive legal and state mail on behalf of a business.",
          "status": "live",
          "geographies": [
            "US"
          ],
          "acquisition": "self_serve",
          "pricing": {
            "summary": "$25 per month per registered agent address, added on top of a Stable plan.",
            "url": "https://www.usestable.com/products/registered-agent"
          },
          "integration": {
            "api": true
          },
          "category": "address",
          "details": {
            "address_type": [
              "registered_agent"
            ],
            "mail_handling": [
              "scan"
            ],
            "registered_agent_eligible": true
          }
        }
      ]
    },
    {
      "id": "stripe-agentic-commerce-suite-issuing-for-agents-acp",
      "name": "Stripe (Agentic Commerce Suite)",
      "aliases": [
        "Stripe Issuing for Agents",
        "Agentic Commerce Protocol",
        "ACP"
      ],
      "url": "https://stripe.com/use-cases/agentic-commerce",
      "tagline": "Stripe lets agents pay with scoped payment tokens or issued virtual cards, and lets merchants accept agent-initiated checkout through the Agentic Commerce Protocol.",
      "status": "active",
      "docs_url": "https://docs.stripe.com/agentic-commerce",
      "sources": [
        "https://stripe.com/use-cases/agentic-commerce",
        "https://docs.stripe.com/issuing/agents",
        "https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens",
        "https://stripe.com/blog/giving-agents-the-ability-to-pay",
        "https://stripe.com/blog/developing-an-open-standard-for-agentic-commerce",
        "https://stripe.com/newsroom/news/stripe-openai-instant-checkout"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "Businesses issue virtual cards to agents through Stripe Issuing, with per-agent spend limits, merchant category controls, and real-time authorization webhooks before a charge clears.",
          "status": "live",
          "geographies": [
            "US"
          ],
          "integration": {
            "api": true
          },
          "category": "money",
          "details": {
            "offering_type": [
              "card",
              "rail"
            ],
            "rails": [
              "Visa"
            ],
            "spend_controls": [
              "amount limits",
              "interval limits (daily/weekly/monthly)",
              "allowed merchant categories",
              "real-time authorization approve/decline via webhook"
            ]
          }
        },
        {
          "what_you_get": "Consumers can grant an AI agent scoped access to their Stripe Link wallet, so the agent receives a one-time-use card or a Shared Payment Token capped by amount, merchant, and expiry instead of raw card details, and a Link user approves each request before the credential is shared.",
          "status": "live",
          "geographies": [
            "US"
          ],
          "acquisition": "self_serve",
          "integration": {
            "api": true
          },
          "category": "money",
          "details": {
            "offering_type": [
              "wallet",
              "card"
            ],
            "spend_controls": [
              "single-merchant scope",
              "amount cap",
              "time-bounded expiry",
              "per-request user approval"
            ],
            "who_can_open": "Consumers with a Stripe Link wallet (200 million+ Link users), used by developers building agent apps"
          }
        },
        {
          "what_you_get": "Merchants that already process payments with Stripe can accept agent-initiated purchases from AI shopping agents like ChatGPT by implementing the Agentic Commerce Protocol, an open-source Apache 2.0 standard Stripe co-developed with OpenAI, in as little as one line of code added to an existing integration.",
          "status": "live",
          "geographies": [
            "US"
          ],
          "integration": {
            "api": true
          },
          "standards": [
            "acp"
          ],
          "category": "money",
          "details": {
            "offering_type": [
              "rail"
            ],
            "rails": [
              "Agentic Commerce Protocol (ACP)"
            ]
          }
        }
      ]
    },
    {
      "id": "sumsub",
      "name": "Sumsub",
      "url": "https://sumsub.com/",
      "tagline": "Sumsub is an identity verification and compliance platform that added AI Agent Verification, a Know Your Agent (KYA) offering that binds AI agent activity to a verified human identity.",
      "status": "active",
      "founded": 2015,
      "docs_url": "https://docs.sumsub.com/",
      "sources": [
        "https://sumsub.com/",
        "https://sumsub.com/blog/know-your-agent/",
        "https://sumsub.com/newsroom/sumsubs-ai-agent-verification-introduces-agent-to-human-binding-to-establish-human-accountability-in-ai/",
        "https://sumsub.com/about/"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "editorial": "Sumsub is primarily a KYC/KYB compliance platform, not an agent-native company, but its January 2026 AI Agent Verification launch is a direct KYA offering: it verifies AI agents by binding their activity to a verified human identity rather than issuing agents their own standalone identity.",
      "offerings": [
        {
          "what_you_get": "Businesses get a Know Your Agent (KYA) product that detects automated and agent-driven activity, risk-scores it, and binds verified AI agent actions to a verified human identity for accountability and revocation.",
          "status": "live",
          "acquisition": "sales_led",
          "integration": {
            "api": true
          },
          "category": "identity",
          "details": {
            "credential_type": "Human-bound verification (liveness verification plus device intelligence, not a standalone agent credential)",
            "who_accepts": [
              "Sumsub customers in fintech, payments, e-commerce, and ticketing"
            ],
            "delegation_model": "Human-delegated authentication: an agent's authority derives explicitly from a verified human, creating an accountability chain from agent to verified user to facial identity",
            "revocation": "Revocation is tied to the bound human identity: if the verified person is banned or blocklisted, the linked automation is banned as well",
            "reputation_model": "Continuous behavioral and contextual risk scoring across the customer lifecycle, used to allow, limit, or challenge automated activity"
          }
        }
      ]
    },
    {
      "id": "t54-labs",
      "name": "T54 Labs",
      "aliases": [
        "t54"
      ],
      "url": "https://www.t54.ai/",
      "tagline": "T54 Labs verifies agent identity and underwrites agent credit for x402 and crypto-network payments.",
      "status": "active",
      "founded": 2025,
      "funding": "$5M seed announced February 25, 2026, co-led by Anagram, PL Capital, and Franklin Templeton, with Ripple, Virtuals Ventures, and Blockchain Coinvestors participating.",
      "hq_country": "US",
      "sources": [
        "https://www.t54.ai/",
        "https://www.t54.ai/blog/t54-labs-raises-5m-seed-round",
        "https://www.forbes.com/sites/boazsobrado/2026/06/22/the-entire-society-is-a-trust-business-the-startup-ripple-backed/"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "Agents get a verified identity credential covering developer and business verification, model provenance, human-agent binding, and intent attestation, marketed as Know Your Agent (KYA).",
          "status": "live",
          "integration": {
            "api": true,
            "sdk": true
          },
          "category": "identity",
          "details": {
            "credential_type": "Know Your Agent (KYA) verification",
            "delegation_model": "Binds an agent's actions to a verified human or business operator and attests to transaction intent"
          }
        },
        {
          "what_you_get": "Agents get a credit line called Claw Credit, underwritten by T54's risk engine, so they can pay for compute and x402 services without holding private keys or fully prefunding costs, plus x402-secure, an open-source SDK and proxy that adds identity checks and risk controls to x402 payments.",
          "status": "live",
          "integration": {
            "api": true,
            "sdk": true
          },
          "category": "money",
          "details": {
            "offering_type": [
              "rail"
            ],
            "custody_model": "custodial",
            "rails": [
              "XRPL",
              "Solana",
              "Base",
              "x402"
            ],
            "spend_controls": [
              "real-time risk scoring before transaction settlement"
            ]
          }
        }
      ]
    },
    {
      "id": "trulioo",
      "name": "Trulioo",
      "url": "https://www.trulioo.com/",
      "tagline": "Trulioo is an identity verification platform that has published a Know Your Agent framework and Digital Agent Passport concept for verifying AI agents in agentic commerce.",
      "status": "active",
      "founded": 2011,
      "hq_country": "CA",
      "docs_url": "https://www.trulioo.com/",
      "sources": [
        "https://www.trulioo.com/",
        "https://www.trulioo.com/blog/know-your-agent-kya/know-your-agent-next-chapter-digital-trust",
        "https://www.trulioo.com/blog/trust-and-safety/future-agentic-commerce-know-your-agent-kya",
        "https://www.trulioo.com/resources/white-papers/know-your-agent-an-identity-framework-for-trusted-agentic-commerce",
        "https://www.biometricupdate.com/202512/trulioo-becomes-part-of-google-protocol-for-agentic-ai-payments",
        "https://en.wikipedia.org/wiki/Trulioo"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "editorial": "Trulioo is primarily a general KYC and KYB identity verification vendor, not an agent-native company. Its agent-specific work, the Know Your Agent framework and Digital Agent Passport, is still at whitepaper and protocol-partnership stage (including a role in Google's AP2) rather than a shipped, generally available product as of the last check.",
      "offerings": [
        {
          "what_you_get": "Trulioo has published a Know Your Agent (KYA) framework and a proposed Digital Agent Passport (DAP) credential intended to verify the developer, code integrity, user consent, and transaction authorization of an AI agent, and is working with Google to fit this into the AP2 agent payments protocol.",
          "status": "announced",
          "geographies": [
            "global"
          ],
          "acquisition": "sales_led",
          "integration": {
            "api": true
          },
          "gotchas": [
            "Know Your Agent and the Digital Agent Passport are described in whitepapers and partnership announcements, not documented as a live, generally available product.",
            "Trulioo's core business is human/business KYC and KYB identity verification; agent-specific verification is a newer initiative layered on top of that platform."
          ],
          "category": "identity",
          "details": {
            "credential_type": "Digital Agent Passport (proposed)",
            "who_accepts": [
              "Google AP2 ecosystem partners"
            ]
          }
        }
      ]
    },
    {
      "id": "turnkey",
      "name": "Turnkey",
      "url": "https://www.turnkey.com/solutions/ai-agents",
      "tagline": "Turnkey provides non-custodial wallet infrastructure that lets AI agents hold keys and sign onchain transactions under policy controls.",
      "status": "active",
      "funding": "Raised a $12.5M strategic round in May 2026 from Archetype and Circle Ventures with existing investors, bringing total funding to more than $65M.",
      "docs_url": "https://docs.turnkey.com/solutions/company-wallets/agentic-wallets",
      "pricing_url": "https://www.turnkey.com/pricing",
      "sources": [
        "https://www.turnkey.com/solutions/ai-agents",
        "https://docs.turnkey.com/solutions/company-wallets/agentic-wallets",
        "https://www.turnkey.com/pricing",
        "https://www.coindesk.com/business/2026/05/06/turnkey-raises-usd12-5-million-in-round-backed-by-circle-ventures-and-sequoia-capital"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "Agents get a non-custodial wallet where private keys stay isolated in Turnkey's secure enclaves, and the agent authenticates via API key and receives signatures only, with policy controls that can scope agents to approved contracts, enforce spending limits, and require human approval for high-value transactions.",
          "status": "live",
          "acquisition": "self_serve",
          "pricing": {
            "summary": "Free tier includes up to 100 wallets and 25 signatures per month. Pay as you go is $0.10 per signature with up to 1,000 free wallets. Pro is $99 per month minimum with signatures at $0.05 and up to 2,000 free wallets. Enterprise is custom priced with signatures as low as $0.0015 and unlimited wallets.",
            "url": "https://www.turnkey.com/pricing"
          },
          "integration": {
            "api": true,
            "sdk": true
          },
          "category": "money",
          "details": {
            "offering_type": [
              "wallet"
            ],
            "custody_model": "self",
            "rails": [
              "EVM",
              "SVM"
            ],
            "spend_controls": [
              "wallet and account scoping",
              "destination allowlists",
              "per-signing spending caps",
              "smart contract function selector and ABI-based restrictions",
              "human-agent consensus approval for high-value actions"
            ],
            "who_can_open": "Development teams building trading bots, payment platforms, multi-agent systems, and DeFi applications that need agents to hold and move crypto assets."
          }
        }
      ]
    },
    {
      "id": "vouched",
      "name": "Vouched",
      "url": "https://www.vouched.id/",
      "tagline": "Vouched verifies human identity and, through its Know Your Agent suite, issues verifiable identity credentials for AI agents and links them back to an accountable human.",
      "status": "active",
      "founded": 2019,
      "funding": "$17M Series A led by Spring Rock Ventures, announced September 2025, bringing total funding to $22M.",
      "hq_country": "US",
      "docs_url": "https://www.vouched.id/know-your-agent",
      "sources": [
        "https://www.vouched.id/",
        "https://www.vouched.id/know-your-agent",
        "https://www.vouched.id/learn/vouched-integrates-with-cheqd-to-bring-decentralised-identity-to-ai-agents",
        "https://www.vouched.id/learn/vouched-raises-17m-to-bring-next-level-trust-to-ai-and-human-identity-verification",
        "https://www.vouched.id/learn/blog/ai-agent-identity-verification-guide"
      ],
      "last_checked": "2026-07-05",
      "added_at": "2026-07-05",
      "updated_at": "2026-07-05",
      "offerings": [
        {
          "what_you_get": "Agents enrolled in Vouched's Know Your Agent suite receive a did:cheqd decentralized identifier and W3C verifiable credentials anchored on the cheqd network, cryptographically linking the agent back to a verified human or organizational owner. Vouched also offers Agent Checkpoint, which detects agentic traffic on a site, applies access policies, and governs delegated permissions, plus KnowThat.ai, a public registry for discovering and checking the reputation of agents before interacting with them.",
          "status": "live",
          "integration": {
            "api": true
          },
          "standards": [
            "kya"
          ],
          "category": "identity",
          "details": {
            "credential_type": "did:cheqd DID with W3C verifiable credentials (DID-Linked Resources on the cheqd network)",
            "who_accepts": [
              "Sites and platforms using Vouched Agent Checkpoint to gate agentic traffic",
              "Organizations querying the KnowThat.ai registry"
            ],
            "delegation_model": "Each agent DID is cryptographically linked back to the verified human or organization that authorized it, using hierarchical Decentralised Trust Chains from a root authority through accredited organizations to individual agents.",
            "revocation": "Credentials support suspension and revocation with tamper-evident, on-chain history maintained on the cheqd network.",
            "reputation_model": "KnowThat.ai maintains verifiable, time-stamped interaction logs used to evaluate agent reputation before enabling interaction."
          }
        }
      ]
    }
  ],
  "generated_at": "2026-07-05T21:06:59-07:00",
  "content_hash": "5275373877c823f2f781a1dc0984a19d802c3a68d599e842675c61c56fdd5210"
}
