AIUC (Artificial Intelligence Underwriting Company)
AIUC certifies AI agents against its AIUC-1 standard and arranges liability insurance underwritten by partner carriers based on the certification results.
Companies get their AI agents audited against the AIUC-1 standard through thousands of adversarial test scenarios covering security, safety, reliability, data privacy, and accountability, and the resulting audit evidence is used by partner carriers to underwrite liability insurance for losses caused by AI agent failures.
- Coverage type
- Liability coverage for AI agent failures, including hallucinations, unauthorized actions, data leakage, and security vulnerabilities
- Insured party
- operator
- Limits
- In the ElevenLabs deal, a $50 million policy backs each agentic product
- Carrier backing
- Underwritten by third-party insurance carriers using AIUC-1 audit results; AIUC itself is not the carrier
- Notable exclusions
- Coverage requires completing AIUC-1 certification, reported to take on the order of weeks (one ElevenLabs customer certified in four weeks)
- Integration
- not published
- Pricing
- not published
Our take
AIUC does not itself hold an insurance license or carrier paper; it runs the AIUC-1 audit and standard, and partner insurance carriers use the audit results to underwrite policies for AI vendors and their enterprise customers. Its first live deal, with ElevenLabs, covers AI agent failures such as hallucinations, unauthorized actions, and data leakage, with a $50 million policy backing each ElevenLabs agentic product.