Money
Banking, wallets, and payment rails with programmatic spend controls.
| Company | Type | Custody | Rails | Spend controls | Fees | Status |
|---|---|---|---|---|---|---|
Agentcard agentcard.sh | card | not published | Visa | fixed per-card spend limit, single-use card that closes after first transaction, human approval required to create a card, human approval gate on charges | not published | Live |
Allowance useallowance.com | card | not published | VisaMastercard | per-transaction spend limit, merchant lock, auto-expiring approval, instant revocation | Free during beta | Live |
Basis Theory basistheory.com | rail | not published | not published | not published | not published | Live |
Circuit & Chisel (ATXP) atxp.ai | wallet, rail | not published | ATXPEthereum | not published | not published | Live |
Coinbase (AgentKit / x402 / Agentic Wallets) coinbase.com | rail, wallet | self | BasePolygonArbitrumWorldSolanaUSDCEthereum | programmable spend limits | not published | Live |
Coinflow coinflow.cash | rail | custodial | USDCVisaMastercardACHSEPAInterac | not published | not published | Live |
Crossmint crossmint.com | wallet, card, rail | self | USDCx402Visa | spending limits, merchant whitelisting, human approval thresholds | not published | Live |
HEVN gethevn.com | account, card, rail | not published | ACHSEPASWIFTUAEFTSUSDC | per-API-key spend limits, hybrid approval workflows, role-based permissions, isolated agent sub-accounts | not published | Live |
Meow Technologies meow.com | account, card | custodial | ACHwirebook transferUSDCUSDT | custom card spend limits, two-factor authentication, initiator/approver workflows, role-based permissions | No wire fees, ACH fees, or monthly account fees. | Live |
Natural natural.co | account, rail | custodial | not published | not published | not published | Live |
Nekuda nekuda.ai | wallet | not published | VisaMastercard | user-authorized mandates specifying product, price, and merchant before card reveal | not published | Live |
Nevermined nevermined.ai | rail, card | hybrid | Visax402StripeUSDCEURC | total budget limits, per-purchase caps, merchant restrictions, time-based validity windows | not published | Live |
Payman paymanai.com | wallet | custodial | ACHUSDC | daily spend limit, monthly spend limit, per transaction limit, approval threshold | not published | Live |
Privy (a Stripe company) privy.io | wallet | self | not published | programmable policy engine, session keys, manual approval workflows, role and permission management | not published | Live |
Rain rain.xyz | card, rail, account | hybrid | ACHFedwireSPEI | approved merchant category codes, approved merchants, transaction amount limits, frequency limits, active card quantity caps, card expiration settings, approved counterparties, timing restrictions | not published | Live |
Skyfire skyfire.xyz | wallet, card | not published | VisaMastercardDiscoverUSDC | not published | not published | Live |
Slash slash.com | account, card | custodial | not published | per-card daily, monthly, or lifetime limits, merchant locks, human approval required before write actions execute | not published | Live |
Stripe (Agentic Commerce Suite) stripe.com | card, rail, wallet | not published | VisaAgentic Commerce Protocol (ACP) | amount limits, interval limits (daily/weekly/monthly), allowed merchant categories, real-time authorization approve/decline via webhook, single-merchant scope, amount cap, time-bounded expiry, per-request user approval | not published | Live |
T54 Labs t54.ai | rail | custodial | XRPLSolanaBasex402 | real-time risk scoring before transaction settlement | not published | Live |
Turnkey turnkey.com | wallet | self | EVMSVM | wallet and account scoping, destination allowlists, per-signing spending caps, smart contract function selector and ABI-based restrictions, human-agent consensus approval for high-value actions | not published | Live |
Catena Labs catena.com | account, card | custodial | cardACHwirestablecoin | deterministic policies, human approvals, audit trails | not published | Beta |
Locus paywithlocus.com | wallet | self | USDCBase | per-transaction budgets, spending limits, approval thresholds, vendor allowlists | not published | Beta |
Ramp agents.ramp.com | card | not published | Visa | per_transaction_limit, merchant_restriction, velocity_limit, time_bound_expiration, geofencing | not published | Beta |
PayOS payos.ai | wallet, card | not published | MastercardVisa | not published | not published | Waitlist |
| No longer operating (kept as market history) | ||||||
Chimoney chimoney.io | wallet | not published | bank transfermobile moneyUSDCUSDTInterledger | daily spending caps, per-transaction limits, approval workflows for transactions above a threshold | not published | Dead |
Livein productionBetalimited accessAnnouncednot yet shippedBlank cells mean the company does not publish that detail.