Allowance
Allowance issues one-time virtual cards with spend limits so AI agents can make purchases without seeing the user's real card number.
MoneyLive
Users link a personal Visa or Mastercard, and for each agent purchase Allowance issues a one-time virtual card scoped to a spend limit, merchant restriction, and expiration, which the agent uses at checkout instead of the real card.
- Offering type
- card
- Custody model
- not published
- Partner bank
- not published
- FDIC passthrough
- not published
- Rails
- VisaMastercard
- Spend controls
- per-transaction spend limit, merchant lock, auto-expiring approval, instant revocation
- Fees
- Free during beta
- Who can open
- Individuals in the US with a personal Visa or Mastercard card; business cards and Chase cards are not supported
- Integration
- not published
- Pricing
- Allowance is free to use right now.
Gotchas
- Personal cards only; Chase cards and business cards are not supported
- US only
- Purchases cannot be reversed once the virtual card is charged
- Agent needs browser control to complete checkout