Basis Theory
Basis Theory is a payment tokenization and orchestration platform for agentic checkout, scoped payment access, and checkout proxying.
MoneyLive
Agent builders and merchants get tokenized payment credentials normalized from existing vaults, scoped real-time access controls, and Browser Proxy support that lets an agent interact with merchant websites or APIs.
- Offering type
- rail
- Custody model
- not published
- Partner bank
- not published
- FDIC passthrough
- not published
- Rails
- not published
- Spend controls
- not published
- Fees
- not published
- Who can open
- Merchants and agent/platform builders integrating agentic checkout, via self-serve signup for the Starter plan or sales-led contracts for Scale and Enterprise.
- Integration
- API, SDK
- Pricing
- Starter plan starts at 995 dollars per month for 20000 tokens with a 1MB payload limit and 24 hour log retention, US-only. Scale and Enterprise plans are custom and sales-led.
Gotchas
- The agentic commerce page does not name specific standards like AP2 or ACP, and describes its checkout bridging as a proprietary Proxy technology rather than an open protocol.
- Targeted mainly at merchants and platforms building agentic checkout, not at individual agent developers looking for a standalone agent wallet.
Our take
Basis Theory is primarily a payment tokenization and orchestration vault for merchants, not an agent-first company. Its agentic commerce solution layers virtual card issuance and scoped credentials for agents on top of that existing vault infrastructure, and it leads a multi-company Agentic Commerce Consortium on payment standards.