Locus
Locus gives AI agents a USDC wallet on Base with spending limits and permissions that developers set and that are enforced on every transaction.
MoneyBeta
Agents get a non-custodial smart wallet on Base funded with USDC, with developer-defined spending limits, per-transaction budgets, approval thresholds, and vendor allowlists enforced on every transaction, plus a checkout SDK that settles sale proceeds into the wallet and pay-per-use access to third-party APIs from the same balance.
- Offering type
- wallet
- Custody model
- self
- Partner bank
- not published
- FDIC passthrough
- not published
- Rails
- USDCBase
- Spend controls
- per-transaction budgets, spending limits, approval thresholds, vendor allowlists
- Fees
- not published
- Who can open
- Developers building AI agents, via beta sign-up
- Integration
- API, SDK
- Pricing
- not published
Gotchas
- Product access is through the beta site.
- No public fee schedule for wallet funding or settlement was found.
Our take
Y Combinator Fall 2025 company, two-person team as of launch. Product is available through beta.paywithlocus.com, and the public site says Build with Locus, Checkout with Locus, and the API catalog are live on the beta.