Stripe (Agentic Commerce Suite)

Businesses issue virtual cards to agents through Stripe Issuing, with per-agent spend limits, merchant category controls, and real-time authorization webhooks before a charge clears.

Offering type

card, rail

Custody model

not published

Partner bank

not published

FDIC passthrough

not published

Rails

Visa

Spend controls

amount limits, interval limits (daily/weekly/monthly), allowed merchant categories, real-time authorization approve/decline via webhook

Fees

not published

Who can open

not published

Integration

API

Consumers can grant an AI agent scoped access to their Stripe Link wallet, so the agent receives a one-time-use card or a Shared Payment Token capped by amount, merchant, and expiry instead of raw card details, and a Link user approves each request before the credential is shared.

Offering type

wallet, card

Custody model

not published

Partner bank

not published

FDIC passthrough

not published

Rails

not published

Spend controls

single-merchant scope, amount cap, time-bounded expiry, per-request user approval

Fees

not published

Who can open

Consumers with a Stripe Link wallet (200 million+ Link users), used by developers building agent apps

Integration

API

Pricing

not published

Merchants that already process payments with Stripe can accept agent-initiated purchases from AI shopping agents like ChatGPT by implementing the Agentic Commerce Protocol, an open-source Apache 2.0 standard Stripe co-developed with OpenAI, in as little as one line of code added to an existing integration.

Offering type

rail

Custody model

not published

Partner bank

not published

FDIC passthrough

not published

Rails

Agentic Commerce Protocol (ACP)

Spend controls

not published

Fees

not published

Who can open

not published

Integration

API